The Great Retirement Debate with Ed Slott & Jeffrey Levine

S5 Ep3: GRD054: How the SALT Deduction Can Impact Your Roth Conversion Decision

The SALT deduction cap doesn't just affect your tax return —it could have a bigger impact on your Roth conversion than you realize. Ed and Jeff break down the overlooked

S5 Ep2: GRD053: Should You Convert Your Entire IRA — or Just Part of It?

Go all-in on a Roth conversion, or ease into it? Ed and Jeff square off on the math, the tax brackets, and the timing that separates a smart conversion from an expensive

S5 Ep1: GRD052: Can AI Replace Your Tax Advisor?

ChatGPT can draft a will, explain a 1031 exchange, and answer your RMD question in seconds — but should you trust it with your retirement? Ed and Jeff put AI tax advice t

GRD051: Are Trump Accounts the Biggest Deal Ever?

In this special episode of The Great Retirement Debate, Ed Slott and Jeff Levine discuss the new Trump Accounts and what they could mean for families. They break down th

S4 Ep12: GRD050: Tapping Your Retirement Account for a Home

In this episode of The Great Retirement Debate, Ed Slott and Jeff Levine explore the risks and rewards of using retirement savings to buy a house — and when it might make

S4 Ep11: GRD049: Is Net Unrealized Appreciation a Good Deal?

In this episode of The Great Retirement Debate, Ed Slott and Jeff Levine take a closer look at Net Unrealized Appreciation (NUA) — explaining how it works, when it can be

S4 Ep10: GRD048: Why Don’t More People Use Financial Advisors?

Why do millions bypass financial advisors? In this episode of The Great Retirement Debate, Ed Slott and Jeff Levine discuss the pros and cons of going solo versus getting

S4 Ep9: GRD047: Should You Invest Your IRA Differently than Your Taxable Account?

In this episode of The Great Retirement Debate, Ed Slott and Jeff Levine sit down to discuss IRAs, taxable brokerage accounts, and whether or not you should invest in the

S4 Ep8: GRD046: Early Roth Withdrawals - The Good, the Bad, and the Ugly

In this episode of The Great Retirement Debate, Ed Slott and Jeff Levine weigh the pros and cons of tapping your Roth IRA early.

S4 Ep7: GRD045: Avoiding the Income Cliff That Surprises So Many Retirees

In this episode of The Great Retirement Debate, Ed Slott and Jeff Levine warn retirees of unexpected Medicare fees that can arise, known as Income-Related Monthly Adjustm

S4 Ep6: GRD044: Will Tax Rates Ever Really Increase?

In this episode of The Great Retirement Debate, Ed Slott and Jeff Levine tackle the big question that everyone wants the answer to. Will tax rates ever really increase?

S4 Ep5: GRD043: Would You Pay 37% in Taxes Now to Save More Later?

In this episode of The Great Retirement Debate, Ed Slot and Jeff Levine discuss whether or not you should convert if your tax rate is 37%. 

S4 Ep4: GRD042: If We Ran the IRS - Our First Big Change

In this episode of The Great Retirement Debate, Ed Slott and Jeff Levine contemplate the first major changes they would make if they hypothetically ran the IRS. 

S4 Ep3: GRD041: Is the New Executive Order for 401(K) Accounts a Good Thing?

In this episode of The Great Retirement Debate, Ed Slott and Jeff Levine discuss the August 7, 2025 executive order, Democratizing Access to Alternative Assets for 401(K)

S4 Ep2: GRD040: Maxing Out Wealth - The Best Retirement Strategy for Top Earners

In this episode of The Great Retirement Debate, Ed Slott and Jeff Levine discuss the best retirement planning strategies for high earners.

S4 Ep1: GRD039: One Big Beautiful Bill… or One Big Mess?

In the first episode of Season 4 of The Great Retirement Debate, Ed Slott and Jeff Levine dive into the One Big Beautiful Bill Act (OBBBA) and debate whether this massive

S3 Ep10: GRD038: Is It Better to Be a Girlfriend, Boyfriend or Spouse?

In this episode of The Great Retirement Debate, Ed Slott and Jeff Levine debate whether its better to be a girlfriend, boyfriend or spouse when it comes to inheriting ret

S3 Ep9: GRD037: How Should I Adjust My Spending in Retirement to Stay on Track With My Goals?

In this episode of The Great Retirement Debate, Ed Slott and Jeff Levine address spending in retirement, and whether or not you should be adjusting that spending to keep

S3 Ep8: GRD036: Should I Use My HSA in Retirement?

In this episode of The Great Retirement Debate, Ed Slott and Jeff Levine discuss whether or not you should use a Health Savings Account (HSA) in retirement. 

S3 Ep7: GRD035: Should I Aim for a Zero Percent Tax Rate in Retirement?

In this episode of The Great Retirement Debate, Ed Slott and Jeff Levine discuss whether or not you should aim for a zero percent tax rate in retirement.