Money Matters by Allworth Financial

Financial Planning: Stress Testing, Early Retirement & RMDs

Are your retirement assumptions realistic, or is your financial plan relying on best-case scenarios? In this episode of Money Matters, Scott and Pat dive into the practic

When Can You Retire? Making the Most of Your Savings

When can you retire? It’s one of the biggest financial questions you’ll ever answer—and knowing you have enough is about more than reaching a certain number. In this epi

Early Retirement: Mega Backdoor Roths, Direct Indexing & Private Equity

Can you retire early with private equity, direct indexing, and a mega backdoor Roth? In this episode of Money Matters, Scott and Pat help one investor weigh big decisions

Protecting Wealth: Taxes, Concentrated Stock and Risk

How do you protect a lifetime of savings when tax laws and changing life goals shift your priorities? In this episode of Money Matters, Scott and Pat explore wealth prese

$3M+ Retirement: Long-Term Care, Early Inheritances & The "3 C's" Strategy

Are you prepared for the complexities of a high-value retirement? In this episode of Allworth’s Money Matters, Scott and Pat break down real-world case studies for a $3M+

AI Investing Insights & Strategies for RSUs and Roth Conversions

In an economy where AI is reshaping the landscape, how should a sophisticated investor respond? In this episode of Money Matters, Scott and Pat are joined by Dr. Apollo L

Case Studies: Protecting Your Legacy from IRA and Insurance Traps

In this episode of Allworth’s Money Matters, Scott and Pat take a deep dive into two real-world case studies that highlight the critical difference between being sold a p

Multi-Million Dollar Retirement: Roth Conversions & Estate Planning

What does it take to manage a multi-million dollar portfolio once you’ve stopped adding to it? In this episode of Money Matters, Scott and Pat dive into the complexities

$2.1M Gifting & Business Exits: Estate Planning Case Studies

How do you turn a "jackpot moment" into a lasting family legacy? In this episode of Allworth’s Money Matters, Scott is joined by partner advisor Richard Del Monte (while

$450k Salaries & $1.1M Portfolios: Two Retirement Case Studies

While Pat is on vacation, Scott and partner advisor Richard Del Monte break down two high-stakes financial scenarios that highlight the difference between "good on paper"

Roth Conversions & The $5M Case Study: Is Your Portfolio Too Concentrated?

In this episode of Money Matters, Scott and Pat dive into a $5M client case study on the hidden dangers of stock concentration and explain why a $1.5M Roth conversion mig

$10M Retirement: The Tax Mistake High Earners Make

Can you support your adult children without derailing your retirement? In this episode of Money Matters, Scott and Pat dive into the financial realities of a caller with

Managing AI Risk, Roth Strategies, and the Annuity Trap

Is the current AI boom a repeat of 1999? In this episode of Money Matters, Scott and Pat dive into the "irrational exuberance" surrounding tech IPOs and the hidden danger

Roth Conversion Strategies: Should You Convert or Keep Your IRA?

When does a Roth Conversion make sense—and when could it be a costly mistake? In this episode of Money Matters, Scott and Pat tackle one of the most common retirement pla

Tax Efficient Strategies for Million-Dollar Portfolios: Roth Conversions, AI Investing & Stock Risk Management

How do you make smart financial decisions after you've already built significant wealth? In this week's episode of Allworth's Money Matters, Scott and Pat help a retired

Roth Conversions, Retirement Tax Planning & How Much House Retirees Can Afford

After decades of saving and investing, how do you know when it’s okay to truly enjoy your money? In this episode of Money Matters, Scott and Pat help a couple with nearl

The Psychology of Investing & Retirement: Why Smart Investors Still Fear Spending Money

Why do so many successful investors struggle to actually enjoy the wealth they’ve built? In this Memorial Day weekend episode of Allworth’s Money Matters, Scott and Pat t

Real-Life Investing Decisions: How to Simplify Retirement, Taxes, and Financial Planning

When it comes to investing, the most important decisions aren’t made in theory—they happen in real life. In this episode of Allworth’s Money Matters, Scott and Pat answer

How Much Money Do You Need to Retire? Real Calls on Inheritance and Spending

A good financial plan isn’t just about retirement—it’s about how all the pieces of your financial life fit together. In this episode of Money Matters, Scott and Pat talk

How to Reduce Taxes in Retirement & Protect Your Kids’ Inheritance

If you’ve built significant wealth, knowing how to reduce taxes in retirement can have a major impact on what you keep—and what your kids ultimately receive. In this epis