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Investing · Optimal Living Daily | Justin Malik

Optimal Finance Daily - Financial Independence and Money Advice

by Optimal Living Daily | Justin Malik

Optimal Finance Daily is a leading narrated podcast for the FIRE movement (Financial Independence, Retire Early). We curate and read the internet's most influential blogs on stock market investing, passive income, debt repayment, and 401k strategies, transforming complex wisdom into actionable daily episodes. Hosted by Justin Malik (founder of the Optimal Living Daily podcast network), this show is designed for growth-minded professionals seeking wealth management tips and money mindfulness. From budgeting and frugal living to index fund investing and tax strategies, Justin provides the tools to secure your financial freedom. Join thousands of listeners becoming "OLD friends" as we navigate retirement planning, savvy money management, and the path to a debt-free life. Your journey to an optimal life begins here.

Latest episodes

Showing 20 · updated from the feed

3766: 3 Bizarre Ways to Save Over $2,000/Year by Jen Hayes on Frugality

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Nov 11
10 min

3765: [Part 2] The Best and Worst Thing About Financial Independence by The Mad Fientist on Early Retirement

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Nov 10
10 min

3764: [Part 1] The Best and Worst Thing About Financial Independence by The Mad Fientist on Growth Mindset

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Nov 9
11 min

3763: Choosing Investments is Like Choosing a Pizza by Kelley Long with Financial Finesse on Asset Allocation

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Nov 8
10 min

3762: Moments Can't Be Captured by David Cain of Raptitude on Mindful Living

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Nov 8
11 min

3761: 6 Tips to Help You Decide if You Really Need That Second Job by Jillian Rosenthal with Money Mini Blog on Side Hustles

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Nov 7
11 min

3760: It's More Important to Be Happy Than to Be Rich by JD Roth of Get Rich Slowly on Lifestyle Inflation

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Nov 6
14 min

3759: My Life Goal Is Contentment, Not Happiness by A Purple Life on Early Retirement

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Nov 5
13 min

3758: Why We are Not Really All Doomed by Mr. Money Mustache on Long-Term Investing

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll se

Nov 4
12 min

3757: The Secret To A Healthy Relationship With Money by Steve Chou of MyWifeQuitHerJob on Money Mindset

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Nov 3
12 min

3756: A Guide to Escaping Materialism and Finding Happiness by Leo Babauta of Zen Habits on Minimalism

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll se

Nov 2
12 min

3755: Should I Ruin My Retirement By Helping My Child Through College by Michelle Schroeder-Gardner on Family Finances

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Nov 1
11 min

3754: 6 Home Decluttering and Organizing Tips for Busy Parents by Rose Lounsbury on Minimalism

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Nov 1
9 min

3753: How Refund Policies Encourage Spending (and Reduce Returning) by Joshua Becker of Becoming Minimalist on Avoiding Buyer's Remorse

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll se

Oct 31
9 min

3752: TIP: Treat Savings as a Bill by J. Money of Budgets Are Sexy on Paying Yourself First

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll se

Oct 30
8 min

3751: Need, Want, Like by Joshua Fields Millburn and Ryan Nicodemus of The Minimalists on Financial Independence

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Oct 29
9 min

3750: Do You Regret Being Frugal? Ten Lessons on Finding Balance by Robyn of A Dime Saved on Intentional Spending

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll se

Oct 28
10 min

3749: Should You Budget Your Money Using Percentages? by Kumiko of The Budget Mom on Zero-Based Budgeting

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll se

Oct 27
10 min

3748: Alternative Investments for Savvy Retirees by Darrow Kirkpatrick of Can I Retire Yet on Asset Allocation

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Oct 26
13 min

3747: Yes, You Need A Credit Report AND A Credit Score To Rent An Apartment! by Sam of Financial Samurai on Building Good Credit

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll se

Oct 25
9 min

Chart trend

Position in the Investing chart (US), last 90 days.

#67
all-time peak
124
days in the top 100 since Nov 2024

Chart positions

Where Optimal Finance Daily - Financial Independence and Money Advice ranks today in each Apple Podcasts chart (US, Nov 12, 2026).

#185 ▲ 2 Business US
#88 ▼ 1 Investing US

What listeners say

A curated, balanced selection of Apple Podcasts reviews.

I really like this podcast! I officially started paying off debt January of 2020 but started to fall in love with it summer of 2019. I was a huge DR fan (if you know, you know) but the show because too political and I wasn’t a fan of the direction the show was going into (cohosts). It was the catalyst to my journey and my biggest source of motivation. I’ve listened to a few other podcasts but they didn’t really do it for me. I found this one because I started listening to optimal living daily. I listen to this while I work from but I’ll also be listening when I do my side hustle(s). Not only do I have this podcast but I have new content to read. If you’re reading this, good luck achieving your financial goals.

SleepSavy · Aug 2021

I have listened to Jill on money for almost a year now and had gained so much valuable information. Every week I get nuggets of wisdom that I have implemented. Thanks so much Jill and Mark!

tyler in boston · Jun 2021

Diana’s an engaging and thoughtful host. She really knows her stuff. Unfortunately, the blogs she reads from often focus on penny pinching and other boring or eyeroll inducing topics for people who aren’t on a shoestring budget. Diana’s insights are almost always the most valuable part of the podcast. It’d be nice to hear more articles on topics other than “why you should start saving today”.

NannersYeah · Apr 2021

Outstanding voice and tremendous commentary. Always a soothing feeling putting on daily!

BfBWLTD · Oct 2020

This was a great podcast idea however when the show is under 8 minutes long most days and starts with 1.5 min of ads and ends with another minute of ads it’s not worth the time. If they get their ads back below 25% of the podcast I may resubscribe. You’re not fooling anyone when you start with “real quick we recommend...” followed by 90 seconds of ads before “let’s get right to this post” and then fly through the post followed by another minute of ads at the end. It’s even worse when they do two articles in one podcast. The 1.5 min at the beginning and minute of ads at the end get an additional 30-60 seconds of ads in the middle turning the episode into nearly 50% ads. I get it that you need to make money but I’m not subscribing to an ad podcast with occasional information when there are so many other podcasts out there.

WhalesMangina · May 2020

A number of the readings have been quite old, and therefore seem less relevant and a bit stale. Would it be possible to focus on more recent financial insights? Thank you!

citizen2023 · Aug 2023

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Here you find the Apple Podcasts chart positions of Optimal Finance Daily - Financial Independence and Money Advice, its latest episodes to listen to directly, and reviews from listeners. Rankings are updated daily for the United States.

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