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Investing · Optimal Living Daily | Diania Merriam

Optimal Finance Daily - Financial Independence and Money Advice

by Optimal Living Daily | Diania Merriam

Optimal Finance Daily is the #1 narrated podcast for the FIRE movement (Financial Independence, Retire Early). We curate and read the internet's most influential blogs on stock market investing, passive income, debt repayment, and 401k strategies, transforming complex wisdom into actionable daily episodes. Hosted by Diania Merriam (founder of the EconoMe conference), this show is designed for growth-minded professionals seeking wealth management tips and money mindfulness. From budgeting and frugal living to index fund investing and tax strategies, Diania provides the tools to secure your financial freedom. Join thousands of listeners becoming "OLD friends" as we navigate retirement planning, savvy money management, and the path to a debt-free life. Your journey to an optimal life begins here.

Chart trend

Position in the Investing chart (US), last 90 days.

#67
all-time peak
117
days in the top 100 since Nov 2024

Latest episodes

Showing 20 · updated from the feed

3692: 5 Investments That Made Me a Millionaire by Chris Reining on Building Wealth

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll se

Sep 7
10 min

3691: What Will You Do When You're Retired? by Darrow Kirkpatrick of Can I Retire Yet on Retirement Planning

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll se

Sep 6
13 min

3690: Patient and Decisive by Tynan on Intentional Living

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll se

Sep 6
11 min

3689: How to Retire Early by ESI of ESI Money on Financial Independence

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll se

Sep 5
12 min

3688: Is DEBT Fueling Your Life by Paula Pant of Afford Anything on Money Mindset

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll se

Sep 4
10 min

3687: Confessions of a (Reformed) Shopaholic by Britt with No Sidebar on Intentional Spending

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll se

Sep 3
11 min

3686: 3 Seriously Simple Tactics We Used to Pay Off Our Loans Early by Jessica Thiefels with Money Mini Blog on Paying Down Debt

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll se

Sep 2
9 min

3685: Rant: Stop Focusing on the 4% Rule by Mr. 1500 Days on Safe Withdrawal Rate

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll se

Sep 1
13 min

3684: What Happened When We Stopped Spending Money for a Whole Week by Philip Taylor of PT Money on Intentional Spending

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll se

Aug 31
10 min

3683: Asset Allocation by Steve Pavlina on Investment Strategies

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll se

Aug 30
12 min

3682: How to Eliminate Working Mom Guilt by Julie Morgenstern on Work-Life Balance

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll se

Aug 30
8 min

3681: Mr. Money Mustache vs. No Impact Man by Mr. Money Mustache on Frugality

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll sen

Aug 29
11 min

3680: The Cluttered Lives of Middle-Class Americans by J.D. Roth of Get Rich Slowly on Minimalism

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll sen

Aug 28
12 min

3679: 5 Signs You Are Not Ready for Retirement by Mike Ballew of EggStack on Retirement Planning

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll sen

Aug 27
9 min

3678: A Personal Spending Plan that Actually Works by Joshua Becker of Becoming Minimalist on Budgeting

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll sen

Aug 26
10 min

3677: Fiscal Fitness: Eliminate Debt with 10 Successful Diet Principles by Leo Babauta of Zen Habits on Paying Down Debt

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll se

Aug 25
10 min

3676: 5 Practical Tips To Live Below Your Means by Robyn Goldfarb of A Dime Saved on Intentional Spending

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll se

Aug 24
10 min

3675: Are Side Hustles Worth It? by Madison Block with Women Who Money on Side Hustles

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Aug 23
11 min

3674: Chronotypes, Sleep, and Productivity by Sara Lindberg with Healthline on Peak Productivity

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll se

Aug 23
10 min

3673: Practical Tips from Successful Investors by Brian Tracy on Investment Advice

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll se

Aug 22
10 min

Chart positions

Where Optimal Finance Daily - Financial Independence and Money Advice ranks today in each Apple Podcasts chart (US, Sep 7, 2026).

#99 ▲ 21 Investing US

What listeners say

A curated, balanced selection of Apple Podcasts reviews.

I really like this podcast! I officially started paying off debt January of 2020 but started to fall in love with it summer of 2019. I was a huge DR fan (if you know, you know) but the show because too political and I wasn’t a fan of the direction the show was going into (cohosts). It was the catalyst to my journey and my biggest source of motivation. I’ve listened to a few other podcasts but they didn’t really do it for me. I found this one because I started listening to optimal living daily. I listen to this while I work from but I’ll also be listening when I do my side hustle(s). Not only do I have this podcast but I have new content to read. If you’re reading this, good luck achieving your financial goals.

SleepSavy · Aug 2021

I have listened to Jill on money for almost a year now and had gained so much valuable information. Every week I get nuggets of wisdom that I have implemented. Thanks so much Jill and Mark!

tyler in boston · Jun 2021

Diana’s an engaging and thoughtful host. She really knows her stuff. Unfortunately, the blogs she reads from often focus on penny pinching and other boring or eyeroll inducing topics for people who aren’t on a shoestring budget. Diana’s insights are almost always the most valuable part of the podcast. It’d be nice to hear more articles on topics other than “why you should start saving today”.

NannersYeah · Apr 2021

Outstanding voice and tremendous commentary. Always a soothing feeling putting on daily!

BfBWLTD · Oct 2020

This was a great podcast idea however when the show is under 8 minutes long most days and starts with 1.5 min of ads and ends with another minute of ads it’s not worth the time. If they get their ads back below 25% of the podcast I may resubscribe. You’re not fooling anyone when you start with “real quick we recommend...” followed by 90 seconds of ads before “let’s get right to this post” and then fly through the post followed by another minute of ads at the end. It’s even worse when they do two articles in one podcast. The 1.5 min at the beginning and minute of ads at the end get an additional 30-60 seconds of ads in the middle turning the episode into nearly 50% ads. I get it that you need to make money but I’m not subscribing to an ad podcast with occasional information when there are so many other podcasts out there.

WhalesMangina · May 2020

A number of the readings have been quite old, and therefore seem less relevant and a bit stale. Would it be possible to focus on more recent financial insights? Thank you!

citizen2023 · Aug 2023

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