Lykken on Lending

Becoming a 10x Lender: Transforming Your Business in the Agentic Era with Joe Welu of Total Expert

The mortgage industry is entering a transformative era where artificial intelligence is no longer just a tool for efficiency—it's becoming the foundation of an entirely n

Mortgage Rates Retreat as AI Jitters Grow: Fed Uncertainty, Housing Affordability & the Future of Lending

The Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of r

Mortgage Rates Above 7%: Finding Opportunities in an Unpredictable Market - 10/20/2026 Weekly Mortgage Update Commentary

With mortgage rates hovering around 7%, persistent inflation, and unpredictable bond market movements, mortgage professionals face a challenging environment that demands

AI Is Transforming Mortgage Lending: Innovation, Compliance Risks, and the Human Connection - Tech Update by Allen Pollack

Allen Pollack explores the rapid adoption of AI in mortgage lending, from autonomous borrower agents and homegrown technology to regulatory compliance challenges, rising

FHA's VantageScore 4.0 Rollout: New Lending Rules and the Risks of Multiple Mortgage Applications - Legislative Update by Alive Alvey

Alice Alvey discusses FHA's upcoming VantageScore 4.0 implementation, important Fannie Mae, VA, and USDA updates, and how increased online mortgage shopping and multiple

Mortgage Rates Fall Despite Hot Inflation: How AI Market Jitters Fueled a Bond Rally - Market Update by Allen Pollack

Matt Graham explains why mortgage rates continue climbing despite weaker jobs data and temporary relief from European financial concerns, highlighting shifting labor mark

Mortgage Rates Defy Inflation as AI Reshapes Lending: Risks, Regulations, and Opportunities

The Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of r

The 2027 Mortgage Reality: 7% Rates, Credit Score Changes, and the Fight for Profitability - 10/13/2026 Weekly Mortgage Update Commentary

The 2027 Mortgage Reality: 7% Rates, Credit Score Changes, and the Fight for ProfitabilityAs the mortgage industry prepares for another challenging year, lenders are faci

Is the Fed on The Road to "Shambala?" - Macro Market Update by Les Parker

10-13-2026 Is the Fed on The Road to "Shambala?" ------------------------- Wash away Bonds’ troubles. Wash away price pain, with the reign of Grow-a-lot. The economy i

FHA Expands Credit Scoring Options: VantageScore 4.0 and FICO 10T Take Effect in 2027 - MBA Mortgage Minute by Adam DeSanctis

Adam DeSanctis discusses FHA's adoption of VantageScore 4.0 and FICO 10T beginning January 1, 2027, highlighting expanded mortgage credit access, new lender implementatio

The Hidden Cost of Mortgage Denials: How AI Could Unlock $75 Billion in Economic Growth

What if the mortgage industry's biggest missed opportunity isn't a lack of qualified borrowers, but the way loan applications are evaluated? In this week's Weekly AI Upda

Google Business Profile: The First Search Battle Every Loan Officer Has to Win in 2026 with Bobby Kerr of Loc8 My Business

In today's competitive mortgage market, being an experienced loan officer isn't enough if potential borrowers can't find you online. In this episode of Lykken on Lending'

Mortgage Rates, Credit Score Changes, and the Road to Profitability in 2027

The Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of r

The Bond Vigilantes Are in Charge: Why Mortgage Rates Won't Budge - 10/06/2026 Weekly Mortgage Update Commentary

Mortgage rates continue to defy expectations, leaving lenders and borrowers wondering when relief might finally arrive. In this week's Lykken on Lending market commentary

Beyond the AI Hype: What Mortgage Lenders Should Really Ask Technology Vendors - Tech Update by Allen Pollack

Allen Pollack challenges mortgage lenders to look beyond impressive AI demonstrations and evaluate real-world integration, exception handling, human oversight, and vendor

Mortgage Lending's New Risks: Home Equity Investments, Appraisal Changes & Credit Scoring - Legislative Update by Alice Alvey

lice Alvey, Marc Helm, and Bill Corbett examine the UAD 3.6 appraisal deadline extension, consumer protection concerns surrounding home equity investments, and how evolvi

"Take Me Out to The Ball Game" But Don't Strike Out! - Macro Market Update by Les Parker

10-06-2026 "Take Me Out to The Ball Game" But Don't Strike Out! ----------------------------- Take stats out of the Jobs game. Take them out of the Bonds. Friday deliv

No Sugarcoating: The Hard Truth About Today’s Mortgage Industry with Rich Swerbinsky of Onward & Upward Consulting

The mortgage industry is navigating one of its most challenging periods in recent memory, with stubbornly high mortgage rates, affordability pressures, continued consolid

The Old Rules Don’t Apply: Mortgage Rates, Bond Vigilantes & a Changing Market

The Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of r

Higher Rates, New Opportunities: The Mortgage Playbook Is Changing - 09/29/2026 Weekly Mortgage Update Commentary

Higher interest rates are putting renewed pressure on borrowers and mortgage companies, but they are also creating opportunities for lenders willing to rethink their play