The Retirement and IRA Show

Latest episodes

Showing 20 · updated from the feed

IRMAA, Medicare, Spousal RMD, HSAs, Life Insurance: Q&A# 2643

#31 trending · Investing

Jim and Chris discuss listener emails on choosing a life-changing event for an IRMAA reduction request, declining Medicare Part A to keep making HSA contributions, the hy

Oct 24
1 h 30 min

Little-Known IRA Rules, Part 1: EDU #2642

If you would prefer to skip Jim and Chris’s banter about Jim’s garden greens and his trip to Nashville, Indiana you can skip to (12:00). Chris’s Summary Jim and I discu

Oct 21
1 h 15 min

COBRA, Social Security, Pension Deferral, Annuities: Q&A #2642

Jim and Chris are joined by Tom Stivers for a couple questions on COBRA coverage for a younger spouse and Social Security survivor benefits and the RIB-LIM rule. Jim and

Oct 17
1 h 41 min

Stretch IRA Eligibility: EDU #2641

If you would prefer to skip Jim and Chris chatting about fall weather in Colorado and Ohio, Jim’s upcoming trip to Nashville, and country music, you can skip to (11:30).

Oct 14
1 h 13 min

Social Security, Milestone Ages, HSAs, Roth Withdrawals, Annuity Providers: Q&A #2641

Jim and Chris discuss listener emails on Social Security first check timing at age 70 and child-in-care spousal benefits, additional milestone ages and HSA contribution P

Oct 10
1 h 33 min

Single Life Pension Tradeoffs: EDU #2640

Chris’s Summary: With Jim traveling, I’m joined by the newest member of the Jim Saulnier & Associates team, Tom Stivers, to review an email from a listener couple who b

Oct 7
1 h 15 min

HSA Catch-up PSA, Social Security, IRMAA, Roth Conversion, Annuity Timing: QA #2640

Jim and Chris discuss listener emails, beginning with a listener PSA on HSA catch-up contributions at age 55, then cover Social Security spousal benefits when claiming be

Oct 3
1 h 31 min

Retirement Milestone Ages: EDU #2639

If you would prefer not to learn about Jim’s upcoming drive to Ohio and the family change of plans also sending him to Massachusetts, you can skip to (10:00). Chris’s Su

Sep 30
1 h 40 min

Social Security, IRMAA, Annuity Purchase, MDF Calculations: Q&A #2639

Jim and Chris discuss listener emails on the best month to claim Social Security, IRMAA strategy for married couples, Social Security ex-spouse benefits, inflation and an

Sep 26
1 h 28 min

Longevity Risk Beyond Money: EDU # 2638

Chris’s Summary Jim and I use a Life Annuity Specialist article on pension risk transfer mortality models to examine longevity risk for individual retirees. These models

Sep 23
1 h 07 min

Social Security, TIPS Ladder, Investment Positioning, Buffered ETFs: Q&A #2638

Chris and Jacob discuss listener emails on Social Security survivor benefits, a TIPS ladder paired with a QLAC, investment positioning across taxable, tax deferred, and t

Sep 19
1 h 24 min

Power of Attorney Mistakes: EDU #2637

Chris’s Summary Jim and I discuss five common power of attorney mistakes flagged in an estate planning attorney’s article, along with points from Peter Scott. We cover n

Sep 16
1 h 06 min

Heart Screening, Healthy Aging in Retirement: Q&A #2637

Jim and Chris are again joined by Dr. Phillip Snider. They discuss listener emails on coronary artery calcium scoring, followed by a broader conversation on healthy aging

Sep 12
1 h 20 min

Review of a DIY Retirement Plan: EDU #2636

Chris’s Summary Jim and I continue our Fun Number series with a listener email laying out a DIY retirement plan built account by account, each with an assigned purpose.

Sep 9
1 h 34 min

IRMAA Brackets, Social Security, Annuity Inflation, QCDs, Listener PSAs: Q&A #2636

Jim and Chris discuss listener emails on IRMAA brackets after a spouse’s death, Social Security claiming and spousal benefits, annuities and inflation for a Minimum Digni

Sep 5
1 h 25 min

Investment Positioning Questions: EDU #2635

Chris’s Summary Jim and I are joined by Jacob as we tackle four listener questions on Investment Positioning , covering Quicken tools for tracking positions, funding a d

Sep 2
1 h 30 min

Social Security, Social Security, Home Purchase, Fun Spending: Q&A #2635

Jim and Chris discuss listener emails on Social Security survivor benefits and earnings records, financing a home purchase, and using a fixed indexed annuity (FIA) for di

Aug 29
1 h 31 min

Spending Retirement Savings: EDU #2634

Chris’s Summary Jim and I continue our discussion on the Fun Number, this time as a dialogue episode built around one listener’s hesitation around spending retirement sa

Aug 26
56 min

Social Security, Early Withdrawals, SPIAs, QLACs, Retirement Strategy: Q&A #2634

Jim and Chris discuss listener emails on spousal Social Security timing, a listener PSA on the super catch-up contribution rule, early withdrawals from a Roth 457(b) plan

Aug 22
1 h 17 min

Extending Your Go-Go Years: EDU #2633

Chris’s Summary Jim and I are joined again by Dr. Phillip Snider as we continue looking at narrowing the gap between healthspan and lifespan and extending your go-go yea

Aug 19
1 h 05 min

Chart trend

Position in the Investing chart (US), last 90 days.

#1#63#125JulAugSepOct

#36

all-time peak

days in the top 50 since Nov 2024

Chart positions

Where The Retirement and IRA Show ranks today in each Apple Podcasts chart (US, Oct 24, 2026).

#102 ▼ 1 Investing US

What listeners say

A curated, balanced selection of Apple Podcasts reviews.

This podcast is full of great information. Their approach to retirement is well thought out and they are passionate about it. I like their candor about the investment industry. If you are a type A, you will like this better if you try to chill a little and enjoy the banter, updates and digressions. This personalizes the show.

Maryamndes · Feb 2025

This is hard to rate. 2 stars for the delivery, 5+ stars for the content. Most of these podcasts are longer than an hour long. There is a lot of “banter” and personal jokes between Jim and Chris. They seem to pride themselves on being very off the cuff without a lot of prep. lBut give yourself the time to listen, because there are some very valuable nuggets of knowledge and wisdom that would be hard to find in another single source. I appreciate the transcripts to dig those nuggets out after listening. I often listen with the speed set to 1.2-1.5 and I don’t feel I miss anything.

Dongo-5 · Jan 2025

This podcast consistently delivers excellent retirement focused information and should be a must listen for all those approaching retirement. Both Jim and Chris provide keenly helpful insight and openly share an amazing amount of knowledge about Social Security and retirement planning. They do so without the conflict of trying to monetize their podcast. The podcast can be a bit long and it does, at times, get into much detail but in the end the delivery of useful information is well worth the wait. Sit back, listen, learn and enjoy!

The Crusher Man · Oct 2024

These guys will grow on you. I used to fast forward through the first few minutes to get to the meat of the podcast. Now I enjoy the random conversations and chuckle several times during the entire show. Not to mention the knowledge I have absorbed.

epwdrfbjm njkmfctr · Jul 2024

We strive to present a balanced view by showing a diverse range of reviews from Apple Podcasts.