Tax-Smart Retirement Investing with Mark Struthers

A Year-End Reset: Protecting Health, Judgment, and Retirement Decisions

The holidays often bring more than celebration. Shorter days, disrupted routines, family obligations, and year-end financial noise can quietly drain energy and cloud judg

Naughty or Nice?: A Holiday Checkup for Your Retirement Plan

Many people quietly wonder if they’re doing retirement “right,” especially around the holidays. So in this episode, Certified Retirement Counselor Mark Struthers puts a s

Don’t Let FOMO Destroy Your Nest Egg: NVIDIA, Concentration Risk, and Retirement

Strong earnings from Nvidia have dominated headlines, and with it comes a familiar emotional tug for many investors: FOMO (the fear of missing out). For retirees and near

Travel in Retirement: Smart Strategies for Cost, Comfort, and Connection

Retirement is your time to explore, but meaningful travel takes more than just picking a destination. It’s about creating experiences that align with your values, health,

Give More, Keep More: Tax-Smart Charitable Strategies for Retirees

The holiday season brings out our generous spirit, but are you giving in the smartest way possible? In this episode, Certified Retirement Counselor Mark Struthers explai

How to Protect Your Retirement Savings: Spot Scams Targeting Seniors

Scams are getting smarter, and retirees are increasingly in the crosshairs. In this episode, Certified Retirement Counselor Mark Struthers talks about one of the fastest

Medicare Changes 2025: What Retirees Need to Know About the One Big Beautiful Bill

Healthcare costs are rising, and new legislation could bring big changes to Medicare, Medicaid, and retirement planning. In this episode, certified retirement counselor M

Rethink Retirement: How Green Light Spending Beats the 4% Rule

The 4% rule has been the gold standard for decades, but is it holding you back? What if you could retire earlier, spend more, and still feel confident your money will las

How to Write a Retirement Letter to Your Spouse

We all know about retirement letters to employers, but what about the person who’s been by your side through every late night, career win, and missed vacation? What if re

Private Equity in 401(k)s: The Good, Bad, and Ugly

Private equity and private credit have long been the playground of institutional investors and the ultra-wealthy, but now they may be coming to your 401(k). Is this a gol

The Stress Paradox: Why Good Stress Is Essential for a Healthier Retirement

Is all stress bad? Not quite. We’ve been told for years that stress is the enemy, but what if some stress is exactly what your body and mind need—especially as you age? I

Why Beneficiary Designations Can Make or Break Your Estate Plan with Estate Planning Attorney Jennifer Spalding

Are your beneficiary designations putting your estate at risk without your knowledge? In this episode, certified retirement counselor Mark Struthers sits down with estate

Top 10 Ways to Avoid IRMAA and Save on Medicare in Retirement

Are you paying too much for Medicare? You might be, especially if you’re overlooking the IRMAA surcharge. This little-known fee can quietly eat into your retirement savin

Run Your Retirement Like a Marathon: Lessons in Discipline and Strategy

Is retirement more like a sprint or a marathon? Turns out, it’s definitely a marathon, and the lessons from long-distance running might be exactly what your retirement pl

The 2+ Bucket Strategy Explained for Secure Retirement

Is the bucket strategy right for your retirement? The idea sounds simple: set aside a few “buckets” to manage your money in retirement. But is it really that easy or effe

Should You Put Crypto in Your Retirement Account?

Does cryptocurrency belong in your retirement account? Some say it’s the future of money. Others call it a digital tulip bubble. With all the hype, headlines, and heated

Sailing with Phoenix: Lessons on Non-Traditional Retirement Paths

What can a 29-year-old sailor with a cat teach us about retirement? More than you’d expect. When Instagram adventurer Oliver Widger, known as “Sailing with Phoenix,” quit

The Diderot Effect and How Lifestyle Creep Begins in Retirement

What if one purchase was enough to throw off your entire retirement plan? It starts small: a new couch, a dream vacation, upgraded luggage… Before you know it, your spend

Are Barrier Notes Right for Your Retirement?

What are barrier notes? And should they have a place in your retirement portfolio? While barrier notes promise higher returns and some downside protection, certified reti

Are Target Date Funds Ruining Retirement?

Are TDFs (Target Date Funds) right for you? While they’re marketed as convenient, “set it and forget it” solutions, certified retirement counselor Mark Struthers explains