Retire With Style

Episode 244: Why Being Safety-First Doesn’t Mean You Need an Annuity

In this episode of 'Retire with Style', hosts Alex Murguia and Wade Pfau discuss various aspects of retirement planning, including the importance of tax planning, the rol

Episode 243: Why Annuities Aren’t Really Investments

In this episode of Retire with Style, Wade Pfau and Alex Murguia delve into various retirement income strategies, focusing on hybrid approaches that combine time segmenta

Episode 242: Why Playing It Safe in Retirement Can Actually Be Risky

In this episode of 'Retire with Style', Alex Murguia and Wade Pfau dive into various aspects of retirement planning, focusing on Social Security benefits, military surviv

Episode 241:Can AI Build Your Retirement Withdrawal Strategy?

In this Q&A episode of Retire With Style, Alex and Wade tackle several questions about building and managing a retirement income strategy, beginning with whether AI is re

Episode 240: Does Sequence Risk Last Longer Than You Think?

In this episode of Retire with Style, Alex Murguia and Wade Pfau explore how to manage retirement portfolios through the lens of sequence of returns risk. They discuss wh

Episode 239: Are You Overinvested in Bonds? The Retirement Math May Surprise You

In this episode of 'Retire with Style', hosts Alex Murguia and Wade Pfau delve into various aspects of retirement planning, focusing on asset allocation, risk capacity, a

Episode 238: SpaceX, Mega-IPOs, and Indexing: When to Buy, When to Wait

In this episode of 'Retire with Style', Wade Pfau and Alex Murguia dive into the implications of the SpaceX IPO, exploring its unique characteristics, the risks associate

Clarification on Ep. 237 HSA Rules for Beneficiaries

In this episode, Alex and Wade clarify important aspects of Health Savings Accounts (HSAs), particularly focusing on the rules surrounding beneficiaries. They address com

Episode 237: Should You Spend Your HSA or Let It Grow?

In this episode of 'Retire with Style', Alex Murguia and Wade Pfau dive into tax planning strategies, focusing on Roth conversions, effective marginal tax rates, and with

Episode 236: Are Annuities Better than Bonds in Retirement?

In this episode of Retire with Style, hosts Alex Murguia and Wade Pfau address various listener questions regarding retirement planning. They discuss the implications of

Episode 235: Are Stocks Enough to Protect You From Inflation?

In this episode of Retire with Style, Wade Pfau and Alex Murguia continue to answer listener questions, including how stocks perform during inflationary periods, whether

Episode 234: Cash in Retirement: When to Hold It, When to Invest It

In this final part of the Retire With Style Live Q&A, Wade Pfau and Alex Murguia answer a wide range of retirement planning questions covering annuities and life insuranc

Episode 233: Should You Worry About Social Security Running Out?

In Part 2 of this Live listener Q&A episode, Wade Pfau and Alex Murguia tackle several retirement planning topics, including Social Security claiming strategies for spous

Episode 232: Is 4.7% the New Safe Withdrawal Rate?

In Part 1 of this live Q&A episode of Retire With Style, Wade Pfau and Alex Murguia answer listener questions covering reverse mortgages, retirement withdrawal rates, Rot

Episode 231: Why Financial Planning Alone Won't Prepare You for Retirement

In this episode of 'Retire with Style', Wade Pfau and Alex Murguia discuss the non-financial aspects of retirement with Jason Rizkallah. They explore how relationships ch

Episode 230: Are You Emotionally Ready for Retirement? Beyond the Financial Plan

This episode of Retire With Style explores the non-financial aspects of retirement, focusing on how retirees can build purpose, identity, and fulfillment beyond just havi

Episode 229: How to Leave More Wealth to Your Children After Taxes

This episode of Retire with Style continues the Retirement Planning Guidebook series by focusing on how tax planning changes when legacy and estate considerations are inc

Episode 228: Is Your Family Prepared If Something Happens to You?

In this episode of Retire With Style, Wade Pfau and Alex Murguia walk through the foundational elements of estate, legacy, and incapacity planning from Chapter 11 of the

Episode 227: Can $1 Really Cost You $20,000 in Retirement? How to Avoid Tax Cliffs

In this episode of Retire with Style, Wade and Alex continue their discussion of retirement tax pitfalls. They focus on how small increases in income can trigger dispropo

Episode 226: 5 Tax Planning Mistakes That Can Reduce Your Retirement Income

In this episode of 'Retire with Style', Wade Pfau and Alex Murguia delve into the intricacies of tax planning as part of retirement strategy. They discuss the importance