Bankruptcy 101

Episode 18 Chapter 11 and Sub Chapter V

In this episode I talk about some of the basic differences in a regular chapter 11 and the more recent Chaper 11, Sub Chapter V, which was created to better fit small bus

Episode 17 Landlords and Leases

In this episode we talk about how residential leases are dealt with in chapter 7 and chapter 13 as well as how you and your landlord may be affected.  

Episode 16 Life after bankruptcy & your credit score

In this short episode we talk about some basic strategies to increase your credit score after you've filed a bankruptcy and how long the bankruptcy will be reported

Episode 15 How much does it cost to file for bankruptcy?

In this episode we talk about how the fees are paid in a chapter 7 and a chapter 13 and how to make sure you're paying a fair price. 

Episode 14 What happens to my tax debt

In this episode we talk about what happens to your tax debt in a chapter 7 and chapter 13 case and what tax debt qualifies for a discharge when you file a bankruptcy.  

Episode 13 The Adversary Proceeding

In this episode, we discuss what an adversary proceeding is, who files them, and some of the more common reasons they are filed.  

Episode 12 Can I buy a house after filing for bankruptcy?

In this episode I talk about how you can go about getting a mortgage loan after you've filed a bankruptcy.  I talk about the different types of mortgages and the wai

Episode 11 What if I forget to list a creditor?

In this episode I'll explain some of the ramifications and options if you leave a creditor out of your bankruptcy and why it matters whether you've filed a chap

Episode 10 Bankruptcy & Divorce

In this episode I explore some of the more common issues that come up when a couple divorces and one or both of them need to file a bankruptcy.  I'll talk about the

Episode 9 The Means Test

In this episode I'll either bore you or confuse you with the concept of what we call The Means Test, which applies in every consumer bankruptcy case.  You can't

Episode 8 Administering your Chapter 7

In this episode we talk about how a chapter 7 trustee administers your estate.  You'll learn how a trustee views your assets and values those assets and then makes a

Episode 7: The Debt. What goes and what stays.

In this episode we talk about what types of debt are typically discharged in a bankruptcy and some of the debts are not dischargeable, or, at least more difficult to disc

Episode 6: The Meeting of Creditors (341)

In this episode we discuss what the meeting of creditors, or "341" is, who attends, how to answer questions by the trustee, and what you can expect when you attend. 

Episode 5 The Automatic Stay

In this episode we talk about section 362 of the bankruptcy code, called the Automatic Stay and how that provision keeps creditors from collecting after you've filed

Episode 4 Property of the bankruptcy estate and Exemptions

In this episode we talk about what property  may  be considered property of your bankruptcy estate and then we talk about how to protect that property through Exemption L

Episode 1 Bankruptcy overview of chapters 7 & 13

In this episode we discuss some of the basic reasons people file for bankruptcy as well as the most common chapters of bankruptcy available to consumers.  We discuss the

Episode 2 Hiring a Bankruptcy Attorney

In this episode we talk about things you should be looking for in a bankruptcy attorney and the red flags that should be aware of when making a decision on whom to hire.

Episode 3 Do's and Don'ts of filing bankruptcy

In this episode we talk about some of the basic things you should do and should not do before, and during the filing of your bankruptcy.