The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates

How to Compare Mortgage Loan Estimates and Avoid Overpaying Thousands - EP247

Shopping for a mortgage? Comparing mortgage rates alone could cost you thousands of dollars in unnecessary lender fees and closing costs. In this episode of The Educated

What The Blue Wave Means For The 2027 Housing Market

The 2026 election results have changed the political landscape, but what does the Democratic takeover of Congress actually mean for the 2027 housing market? Will mortgage

Is a 2-1 Mortgage Buydown a SCAM? What Homebuyers NEED to Know - EP246

A 2-1 mortgage buydown could save you hundreds of dollars on your monthly mortgage payment, but it could also lead to a costly mistake if you don't understand how it work

Market Update - The FED Just HIT PAUSE But Warned The DANGER isn't Over!

The Fed just hit pause, but the risk of higher rates hasn’t gone away. If you’re a first-time home buyer waiting for mortgage rates to drop, there’s more to this decision

Do NOT Use AI to Buy a Home in 2027 (Until You Watch This) - EP245

Using AI to buy a home in 2027 could end up costing you thousands of dollars if you're not careful. While tools like ChatGPT and Claude can be incredibly helpful for firs

Market Update - The Housing Market Is Creating HUGE Opportunities for Homebuyers

Higher mortgage rates, more homes for sale, and fewer buyers competing for properties are creating opportunities in the housing market that we haven't seen in years. Whil

5 Ways Buyers Can Use 7.5% Rates to Their Advantage

Buying a home at 7.5% can be a smart move, even while other buyers wait for mortgage rates to drop. Less competition and motivated sellers can give prepared buyers more r

Market Update - Have Mortgage Rates Peaked Or Will We See Even More CHAOS?

Mortgage rates have surged to nearly 7.5%, and the housing market could be headed for even more trouble as the bond market teeters on the edge of another major move. With

5 Houses First-Time Buyers Should NEVER Buy - EP243

The wrong house can drain your savings long after you get the keys. As a first-time homebuyer, it’s easy to fall in love with a remodeled kitchen or stretch your budget f

Market Update - This Will Have The BIGGEST Impact On The 2027 Housing Market

Higher mortgage rates are putting pressure on the housing market, and first-time homebuyers could gain more negotiating power heading into 2027. With buyer demand subdued

This Tax Change Could Have A HUGE Impact On Housing Supply - EP242

The home you want to buy may never hit the market because its owner doesn’t want the tax bill that comes with selling. Could a proposed tax change give those homeowners a

Market Update - October Is The Best Time To NEGOTIATE In These 16 Housing Markets

Waiting for a better deal on your first home? October could give you more room to negotiate. A Redfin analysis identifies 16 major U.S. housing markets where October has

The Mortgage Process Explained From Start to Finish - EP241

Getting preapproved is only the beginning of the mortgage process. For many first-time homebuyers, everything that happens between the initial lender conversation and get

Will mortgage rates RISE to 8% or DROP to 6%?

Mortgage rates are back above 7%, and the next move could change what buyers can afford. In this episode, Josh and I look at what’s driving mortgage rates higher, what wo

This Is NOT the Strongest Buyer’s Market on Record

The headlines are calling this the strongest buyer’s market on record, but the data tells a very different story. Today’s housing market is giving home buyers more negoti

Market Update - The STRONGEST Buyer's Market On Record Is Here!

The housing market has officially become the strongest buyer’s market on record, with sellers now outnumbering buyers by nearly 58% nationwide. Inventory is climbing, de

Using Your 401k To Buy A House: The $380,000 Mistake - EP239

Should you use your 401(k) to buy a house? For first-time homebuyers struggling to save enough for a down payment and closing costs, your retirement account may be an opt

Market Update - The Housing Market Is Finally CRACKING in These Cities

Are Home Prices Falling? What First-Time Home Buyers Need to Know About the 2026 Housing MarketThe 2026 housing market is shifting, and home prices are now falling across

5 Mistakes This Buyer Made (And How To Avoid Them) - EP238

What happens when you buy a home, make roughly $120,000 in payments, and three years later feel like you’re barely any further ahead? That’s exactly what happened to one

Market Update - Mortgage Rates SURGE To The Highest Level Since June 2025

Mortgage rates are moving higher again, and first-time home buyers need to understand what’s driving the change. Rising oil prices, renewed concerns about inflation, and