The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates

Market Update - October Is The Best Time To NEGOTIATE In These 16 Housing Markets

Waiting for a better deal on your first home? October could give you more room to negotiate. A Redfin analysis identifies 16 major U.S. housing markets where October has

The Mortgage Process Explained From Start to Finish - EP241

Getting preapproved is only the beginning of the mortgage process. For many first-time homebuyers, everything that happens between the initial lender conversation and get

Will mortgage rates RISE to 8% or DROP to 6%?

Mortgage rates are back above 7%, and the next move could change what buyers can afford. In this episode, Josh and I look at what’s driving mortgage rates higher, what wo

This Is NOT the Strongest Buyer’s Market on Record

The headlines are calling this the strongest buyer’s market on record, but the data tells a very different story. Today’s housing market is giving home buyers more negoti

Market Update - The STRONGEST Buyer's Market On Record Is Here!

The housing market has officially become the strongest buyer’s market on record, with sellers now outnumbering buyers by nearly 58% nationwide. Inventory is climbing, de

Using Your 401k To Buy A House: The $380,000 Mistake - EP239

Should you use your 401(k) to buy a house? For first-time homebuyers struggling to save enough for a down payment and closing costs, your retirement account may be an opt

Market Update - The Housing Market Is Finally CRACKING in These Cities

Are Home Prices Falling? What First-Time Home Buyers Need to Know About the 2026 Housing MarketThe 2026 housing market is shifting, and home prices are now falling across

5 Mistakes This Buyer Made (And How To Avoid Them) - EP238

What happens when you buy a home, make roughly $120,000 in payments, and three years later feel like you’re barely any further ahead? That’s exactly what happened to one

Market Update - Mortgage Rates SURGE To The Highest Level Since June 2025

Mortgage rates are moving higher again, and first-time home buyers need to understand what’s driving the change. Rising oil prices, renewed concerns about inflation, and

Renting Is CHEAPER... So Why Would You Buy A House? EP237

Does buying a home still make sense in 2026? The housing market looks completely different than it did just four years ago. Mortgage rates are higher, home prices have in

Market Update - The REAL Reason Mortgage Rates Won't Come Down

Mortgage rates are staying higher than many buyers expected, and the Fed may not be the only reason why. With U.S. national debt now topping $40 trillion, rising Treasury

(Red Flags) How To Know When To WALK AWAY From Your Lender

Buying your first home can feel overwhelming, especially when you're trying to understand mortgage rates, loan options, down payment requirements, closing costs, and how

New Lender Guidelines Will Have A HUGE Impact on Condos - EP235

Thinking about buying a condo? New lending rules from Fannie Mae and Freddie Mac could make getting a mortgage on certain condos more difficult, and first-time home buyer

Answer NO To Any Of These 5 Questions? Do NOT Buy A House

Buying a house before you’re truly ready could set you back financially for years. And the scary part is, you can have good credit, qualify for a mortgage, have your down

Morgan Stanely Says The Housing Market RESET Is Here - EP233

Home affordability isn't going back to what it was, and waiting for the "perfect" time to buy could leave you even further behind. Morgan Stanley's latest housing report

Market Update - The Housing Market RESET Is Ahead

Will housing become more affordable, or is the market resetting at a higher barrier to entry? According to Morgan Stanley, you shouldn’t wait for affordability to recove

Why Mortgage Interest Rates Aren't Coming Down Anytime Soon - EP232

Mortgage rates just hit their highest level in over a year, and first-time home buyers everywhere are asking the same question: When will mortgage rates finally come down

Market Update - Mortgage Rates Hit 11-Month High As Oil Spikes Again!

The Iran ceasefire cracked this week, oil spiked back up, and that one shift rippled straight through to your rate quote. In this episode, Jeb and Josh break down what's

5 Ways Homeowners Insurance Can Kill Your Home Purchase

Homeowners insurance is quietly becoming one of the biggest reasons buyers lose the home they thought they were getting. You can have great credit, stable income, and a f

The Fed Chair Just Blamed The Fed For The Housing Market

New Fed Chair Kevin Warsh just admitted the Fed itself is the reason homebuyers keep getting whipsawed. Boom, then bust. One generation gets a once-in-a-lifetime shot at