Student Loan Planner artwork

Careers · Travis Hornsby

Student Loan Planner

by Travis Hornsby

Travis helps you navigate the insane world of student loans, especially if you owe $20,000 to $1 million. If you've ever spent too much time on the phone with your loan servicer, this is the show for you. Every week we share tips on loan forgiveness, investing, crushing debt, and how to get to financial freedom when you owe more than most people's mortgage.

Latest episodes

Showing 20 · updated from the feed

What To Do If You Can’t Pay Your Student Loans

Payments are back, SAVE is over, and one in five borrowers is already behind. If your payment is unaffordable, or you've been ignoring your loans and want to know what ha

Oct 6
38 min

The Wealth Gap We Found in Our Survey

In a new survey of physicians, dentists, veterinarians, and others, two groups reported similar incomes and spent about the same on homes and cars. Yet one group grew its

Sep 29
42 min

How Federal Loans Are Becoming More Like Private Loans

Federal student loans are about to feel a lot more like private debt, especially for anyone starting a master’s, dental, medical, or law degree after July 2027. Shrinking

Sep 22
16 min

Student Loan Tax Bomb: What Forgiveness in 2026 Really Means for You

If you started repaying federal student loans around 2001-2006 and have been on a 20, 25, or 30-year income-driven repayment plan, you’re right on the doorstep of forgive

Sep 15
1 h 01 min

The “Pay Down Debt vs. Invest” Math Has Shifted

Should you prioritize paying off your student loans or is it smarter to focus on investing? With interest rates changing dramatically since the days of ultra-low 3% loans

Sep 8
10 min

Why You Shouldn’t Panic About Forgiveness Counts Being Rolled Back

This is a two-for-one episode. We’ll start by digging into the mailbag and answering questions you sent in. Then we’ll get to the topic filling my inbox with panicked ema

Sep 1
24 min

Student Loan Payments Are Going Up

You’re coming off years of low or no student loan payments, only to face 10-20x jumps seemingly overnight. We get into why payments are up so sharply, what to do (and not

Aug 25
34 min

The Student Loan Borrower Tax Rate Is Too Dang High

If you’re on an income-driven repayment plan, you might be paying a marginal tax rate that rivals (or exceeds) those in high-tax countries. We walk through exactly how th

Aug 18
21 min

Why You Should Get an Old Person Hobby as a Student Loan Borrow

Summer’s winding down and, let’s be real, if you’ve got kids, you’re counting the minutes until school starts. But whether you’re squeezing in that last vacation or pieci

Aug 11
9 min

Are you on track to retire? Why that’s the wrong question

Most people who care about money — especially those with big student loans — eventually end up worrying, "Am I on track to retire?" But that’s not the right question. Tod

Aug 4
16 min

New Grad Student Loan Hacks

If you're coming out of professional school this fall, here's the quirk in your favor: you almost certainly didn't borrow after July 2026, which means you still have acce

Jul 28
10 min

The Post July 1 World of Student Loans

Servicers started sending official 90-day notices on July 1, and roughly 6 million borrowers are still sitting on SAVE trying to figure out what comes next. Learn what th

Jul 21
24 min

What Would An AI Bubble Mean for Student Loan Borrowers?

AI hype is everywhere — and it’s about more than AI taking over your job. It also affects the stock market, your investments, and even your student loan paydown strategy.

Jul 14
19 min

RAP Strategies 2.0

The new RAP plan has gotten plenty of criticism, but it might not be all bad news for every borrower. Learn where RAP could help, where it could hurt, and why the right s

Jul 7
36 min

Student Loans Post-July 1

We just got back from the NASFAA conference in Washington, D.C., and there's a lot to unpack. From the launch of the Repayment Assistance Plan (RAP) and what it means for

Jul 2
24 min

Why "AUM Fees are Bad" is a Marketing Ploy

Scroll through any financial feed, and you'll eventually hit the same pitch: AUM (assets under management) fees are a ripoff, and only foolish high earners pay them. We t

Jun 30
35 min

Are you a "SHENRY"?

You've heard of HENRYs, high earners who are not rich yet. But what if you're a high earner with six figures in student loan debt on top of it? That's a SHENRY, and the p

Jun 23
22 min

Repayment Assistance Plan

A brand new income-driven repayment (IDR) plan is coming, and the rules are stricter than anything borrowers have dealt with before. We break down what we know about the

Jun 16
27 min

New Rules, Forgiveness Updates, and PSLF Lawsuit Watch

Since the One Big Beautiful Bill, the final student loan regulations have started landing, and we're seeing the real-world fallout in consultations every single day. We b

Jun 9
26 min

Changes to Grad Plus Coming This Year in 2026

Grad PLUS loans are going away, and the phase-out is going to create one of the strangest stretches in the history of student loan financing. If you're enrolled in a grad

Jun 2
20 min

Chart trend

Position in the Careers chart (US), last 90 days.

#25
all-time peak
130
days in the top 50 since Nov 2024

Chart positions

Where Student Loan Planner ranks today in each Apple Podcasts chart (US, Oct 12, 2026).

#113 ▲ 26 Careers US

What listeners say

A curated, balanced selection of Apple Podcasts reviews.

I’ve been listening to Travis and the rest of his SLP team for 5+ years and this podcast has saved me a lot of stress and even more financially. So good!

Bamaphillies · Jul 2025

I always find the information to be useful and informative. Without SLP I would be left in the dark and I wouldn’t know when to check on my loans or change my payment plans. Travis is well informed and I always look forward to updates from him. The only feed back I have for the podcast is that when Travis is on with another host he often interrupts the other speakers and it’s hard for the others to get a word in.

Doctor Debt · Mar 2025

Travis and his team at SLP Wealth make discussions about complicated tax policy and personal finance comprehensible, effectively interpreting the latest policy decisions and their potential implications for student loan borrowers. I wasn't paid or otherwise incentivized to post this review. But as a government attorney with significant law school debt, I anticipate becoming an SLP Wealth client in the near future.

AL_5785224 · Feb 2025

This podcast is a rare gem for anyone struggling with college debt. It’s educational, refreshingly free of hidden sales pitches, and genuinely focused on making a positive impact. In a society where many young people are burdened by crushing financial servitude to exploitative universities, it’s heartbreaking how our system preys on the vulnerable. America can often feel like a relentless, dog-eat-dog machine, but this podcast offers a glimmer of hope and practical guidance amidst the grind.

SecureConnection1913 · Jan 2025

Very informative, however as much as it’s boasted that you can apply these steps to anyone’s situation, which…I’m sure you can to a degree, I’ve listened to many of these episodes and it is largely focused on people with 6-digit debt, ASSUMING they’re in well paying jobs like medical, or married with dual income, and especially people who qualify for PSLF. For someone like me, 6-digit student loans, stuck in 46k job that ISN’T medical or government or anything remotely PSLF-qualifying, with high bills, I haven’t found anything that talks to people like me. Smart guy, but where’s the help for the: -single -$200k+ debt -$46k gross -living minimally with $180 to live off bi-weekly after bills -standard job; think customer service, not govt or medical or law

Stumblette · Oct 2023

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