Mortgage Research Network Podcast

Stocks Overtake Homes, DSCR Loans Explained, and the Bank of Mom and Dad

Americans now hold more wealth in stocks than in their homes. But with much of the stock market's recent growth tied to artificial intelligence, what could a major market

The Housing Market Is Tough. Here's How Buyers Can Get Ahead.

In this episode of the Mortgage Research Network Podcast, host Paul Centopani speaks with Jeffrey Ruben, President of WSFS Home Lending, about navigating today's challeng

Mortgage Rates Above 7% Through 2027? What Borrowers Need to Know

Mortgage rates could remain above 7% through the end of 2027, according to the Mortgage Bankers Association. Fannie Mae has also raised its forecast, leaving homebuyers w

You Can Afford a Home. So Why Can't You Get a Mortgage?

In this episode of the Mortgage Research Network Podcast, host Paul Centopani speaks with Shawn King, Executive Vice President and Co-Founder of Arrive Home, about why so

New Homes for Less? Wedding Gifts, HELOCs & More

Cash wedding gifts could help you buy a home, but will your mortgage lender accept them? In this episode, Tim Lucas explains a little-known Freddie Mac rule that makes it

More Homes, More Mortgage Options, but Higher Rates

In this episode of the Mortgage Research Network Podcast, host Paul Centopani talks with Tom Hutchens, President of Angel Oak Mortgage Solutions, about the changing housi

Buy, Sell, or Keep Renting? Making Sense of Today’s Housing Market

Buying can help you build equity, but does it make more sense than renting? In this episode of the Mortgage Research Network Podcast, Tim Lucas walks through the costs be

Self-Employed? Here's What Mortgage Lenders Really Look At

In this episode of the Mortgage Research Network Podcast, host Paul Centopani speaks with Mikhail Burdeen, Regional Sales Manager at Cornerstone Home Lending, about what

FHA Credit Scores Are Changing: Why Approval Is Only Half the Battle

FHA is changing the way lenders can evaluate credit, potentially opening another path to a mortgage for some homebuyers. But getting approved is only part of the equation

The First Step to Buying a Home Isn’t House Hunting

In this episode of the Mortgage Research Network Podcast, host Paul Centopani speaks with Kara Ng, Senior Economist at Zillow, about what it really takes to become mortga

More Leverage, Less Interest, Higher Home Values: What’s the Trade-Off?

In this episode of the Mortgage Research Network Podcast, host Tim Lucas examines three housing trends that appear encouraging on paper but come with important trade-offs

Don’t Take the First Mortgage Offer. Here’s How to Shop Around.

In this episode of the Mortgage Research Network Podcast, host Paul Centopani speaks with Hector Amendola, president at SimplyPMG, about how homebuyers can shop around fo

Staying Put, Rebuilding, or Relocating: Housing Costs Beyond the Home Price

Americans are moving less than they once did, and housing affordability appears to be a major reason. But staying put is only one example of how costs beyond a home’s pur

A Home Appraisal Isn’t an Inspection. Here’s What It Really Does.

In this episode of the Mortgage Research Network Podcast, host Paul Centopani speaks with Noah Meier, Chief Appraiser at Single Source Property Solutions, about what a ho

Construction Costs, AI’s Effect on Mortgage Rates, and Deed Theft

In this episode of the Mortgage Research Network Podcast, host Tim Lucas breaks down three very different forces affecting today’s housing market. First, why has it becom

Non-QM Loans Aren’t Subprime. Here’s What They Really Are.

In this episode of the Real Estate Update Podcast, host Paul Centopani speaks with Mike Pearson, Senior Vice President at AD Mortgage and newly named President of the Flo

Could a Bond Market Revolt Send Mortgage Rates Higher?

In this episode of the Mortgage Research Network Podcast, Tim Lucas examines whether growing anxiety in the bond market could send mortgage rates sharply higher. With the

Could Fannie Mae’s Executive Firings Affect Mortgage Rates and Availability?

Fannie Mae reportedly dismissed roughly a dozen senior officials in a sudden leadership shake-up, raising questions about how much institutional knowledge the mortgage gi

Homebuyers Have More Leverage. But Not Everywhere.

In this episode of the Real Estate Update Podcast, host Paul Centopani speaks with Jaime Dunaway-Seale, content writer at Clever Real Estate, about where homebuyers have

How the K-Shaped Housing Market Is Leaving Starter-Home Buyers Behind

The income needed to afford a starter home has surged since 2019, while higher-end buyers continue to fare much better in today’s market. That split is creating a K-shape