Mortgage Research Network Podcast

A Home Appraisal Isn’t an Inspection. Here’s What It Really Does.

In this episode of the Mortgage Research Network Podcast, host Paul Centopani speaks with Noah Meier, Chief Appraiser at Single Source Property Solutions, about what a ho

Construction Costs, AI’s Effect on Mortgage Rates, and Deed Theft

In this episode of the Mortgage Research Network Podcast, host Tim Lucas breaks down three very different forces affecting today’s housing market. First, why has it becom

Non-QM Loans Aren’t Subprime. Here’s What They Really Are.

In this episode of the Real Estate Update Podcast, host Paul Centopani speaks with Mike Pearson, Senior Vice President at AD Mortgage and newly named President of the Flo

Could a Bond Market Revolt Send Mortgage Rates Higher?

In this episode of the Mortgage Research Network Podcast, Tim Lucas examines whether growing anxiety in the bond market could send mortgage rates sharply higher. With the

Could Fannie Mae’s Executive Firings Affect Mortgage Rates and Availability?

Fannie Mae reportedly dismissed roughly a dozen senior officials in a sudden leadership shake-up, raising questions about how much institutional knowledge the mortgage gi

Homebuyers Have More Leverage. But Not Everywhere.

In this episode of the Real Estate Update Podcast, host Paul Centopani speaks with Jaime Dunaway-Seale, content writer at Clever Real Estate, about where homebuyers have

How the K-Shaped Housing Market Is Leaving Starter-Home Buyers Behind

The income needed to afford a starter home has surged since 2019, while higher-end buyers continue to fare much better in today’s market. That split is creating a K-shape

Buy Now, Pay Later for Your Mortgage? Why Experts Are Concerned

Buy-now-pay-later loans are expanding beyond discretionary purchases and are now being used by some consumers to cover essentials such as rent, mortgage payments, utiliti

Homeowners Insurance Premiums Are Rising More Slowly, But Costs Remain High

Homeowners insurance premiums are still climbing, but the pace of those increases may finally be starting to moderate. Even so, most homeowners continue to pay more, and

Your Flood Map May Be Outdated. Is Your Home Really Protected?

In this episode of the Real Estate Update Podcast, host Paul Centopani speaks with John Dickson about how homeowners and homebuyers can better understand their flood risk

Housing & Finance Roundup: Existing Home Sales Slip, Household Growth Slows, and Transit Housing Gains Attention

Existing home sales slipped in July as mortgage rates climbed, but the housing market has remained surprisingly resilient. At the same time, slower household growth could

How Homeowners Are Using Home Equity to Manage High-Interest Debt

Americans are spending more even as debt rises and savings shrink, leaving some homeowners looking to their record levels of home equity for financial relief. With credit

The Growing Financial Pressure Facing HOA and Condo Residents

HOA and condo residents are facing growing financial pressure as higher costs, underfunded reserves, and stricter lending requirements collide. At the same time, HOA-rela

Homebuyers Have More Leverage. So Why Is Buying Still So Hard?

In this episode of the Real Estate Update Podcast, host Paul Centopani speaks with Vivek Sah, Director of the Burns School of Real Estate and Construction Management at t

Why Rising School Closures Matter for Homeowners

More than 1,000 schools closed in 2025, reflecting demographic and enrollment shifts that could have consequences far beyond the classroom. Because school quality can inf

Inherited a Home? You May Not Have to Refinance the Mortgage

People who inherit a home may have the right to keep its existing mortgage instead of refinancing into a new loan. But some mortgage servicers have reportedly made that p

Why New Federal Guidance Could Make ITIN Mortgages Harder to Get

New federal guidance is putting greater scrutiny on mortgages made to borrowers who use Individual Taxpayer Identification Numbers. Although the guidance does not ban ITI

Should You Consider an Adjustable-Rate Mortgage in 2026?

In this episode of the Real Estate Update Podcast, host Paul Centopani speaks with Shawn Yerkes, Group President of Financial Services at Genstone Companies, about when a

Housing & Finance Roundup: Record Home Prices, Fewer Foreign Buyers, and the Fed’s New Direction

Home prices reached another record high in June, yet housing affordability improved compared with a year earlier. This week’s Housing & Finance Roundup examines how lower

Why Converting Offices Into Apartments Is More Complicated Than It Sounds

Converting vacant offices into apartments could help cities add housing, but these projects are far more complicated than simply redesigning the interior. Recent construc