Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.
Latest episodes
Showing 20 · updated from the feed
The Smarter Way To Give To Charity w/ Adam Nash #1217
Technology has made it easier than ever to save and invest. But when it comes to giving our money away? Not so much. That’s part of why we have a generosity gap: a lot of
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your
Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but
Nov 6 50 min
The New Rules of Christmas Shopping w/ SlickDeals' Vitaly Pecharsky #1214
Remember those old Christmas movies where somebody would pop into a store at the last minute, grab a gift for a loved one, and everything worked out perfectly? Sure, it’s
Nov 4 49 min
Ask HTM - Side Hustles for Your Stocks, Capital Gains Harvesting, & Maxxing HSA Benefits #1213
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your
Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but
Oct 30 44 min
Why Smart Investors Make Crazy Decisions w/ Alex Edmans #1211
We investors like to think we’re rational. We carefully weigh the facts, analyze the fundamentals, and make smart decisions with our money. Except… we’re human. And when
Oct 28 52 min
Ask HTM - Job Offer Conundrum, $55,000 Landing in Checking Account, & Teen Trading Tightrope #1210
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your
Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but
Oct 23 48 min
Owning Unsexy Businesses to Build Wealth w/ Alex Smereczniak #1208
America has a long history of entrepreneurship. Some of the biggest, most recognizable companies in the world started with one person taking a risk and building something
Oct 21 55 min
Ask HTM - Selling an EV to Get Ahead, Juicing Your Down Payment Returns, and Hacking an HSA to the Max #1207
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your
Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but
Oct 16 48 min
Investing Will Never Be the Same w/ Robinhood’s Steph Guild #1205
Robinhood didn’t just join the investing revolution over the past decade… they reshaped it. Robinhood pushed investing toward zero commissions, brought millions of new in
Oct 14 48 min
Ask HTM - Is Robinhood Gold Worth It, Sandwich Generation Legal Maneuvers, & Nursing to Make Bank #1204
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your
Oct 12 1 h 01 min
Friday Flight - Faltering Friendships, Super Intelligence for Savers, & Birthdayzillas #1203
Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but
Oct 9 46 min
Scoring the Most Financial Aid for College w/ Phillip Levine #1202
The economics of higher education are pretty messed up and colleges know it. Sure, we're sometimes our own worst enemies when it comes to spending. But the pricing system
Oct 7 55 min
Ask HTM - Getting Political, Paying for Hot Stock Tips, & Fixing an Old Toyota #1201
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your
Oct 5 52 min
Friday Flight - Muse is Meh, Homebuying with Homies, & Commuting Costs Climb #1200
Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but
Oct 2 48 min
You Saved It. Now Give Yourself Permission to Spend It w/ Jean Chatzky #1199
61% of Americans say they’re more afraid of running out of money than they are of dying… the idea of spending our later years stressed about money is so terrifying that s
Sep 30 46 min
Ask HTM - Early Retirement with a 457b, Surrendering Life Insurance, & Moving to a Bigger House #1198
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your
Sep 28 58 min
Chart trend
Position in the Investing chart (US), last 90 days.
#1#57#112AugSepOctNov
#9
all-time peak
1
day in the top 10 since Nov 2024
Chart positions
Where How to Money ranks today in each Apple Podcasts chart (US, Nov 12, 2026).
A curated, balanced selection of Apple Podcasts reviews.
I love this podcast so much. Really informative topics, and I love that the format is conversational and not stuffy like most other finance podcasts. And they don’t claim to know everything, but plant interesting ideas that I research later that I wouldn’t have thought of myself.
LDmoneyMoves · Apr 2025
This is my absolute favorite money podcast because it combines great information with really engaging banter between the two of them, because they are best friends and you can tell their respect for each other is mutual and genuine. I just love learning from them and I always take away something useful to apply to my own financial management
Susmarine · Mar 2025
This is a great podcast for people looking to take control of their money. In general, Matt and Joel offer simple tips to improve your financial well being that are easy to understand and to follow. I have been listening to the podcast for almost six years now, and I truly believe I am in a significantly better place financially than I would be without it.
Jeff Pierce_6 · Feb 2025
I appreciate that the information and tips in this podcast are good for regular middle class people and that the advice is well rounded without ever being extreme
Jane E.B. · Jan 2025
I have listened to this podcast for a few years and have learned a lot from them that have improved my finances. I listened to their last episode with Scott Hodge and I was really disappointed. There were so many follow up questions that I audibly asked that I wished the hosts would ask. There was no challenging Scott on his takes. It felt like an ad for trickle down economics when we have concrete evidence that this has not worked, and also created a larger wealth gap. It felt very patronizing to say progressive economic plans are only well intentioned.
Some questions I wished they asked is why are costs higher for consumers and profit margins are at an all-time high even though the corporate tax rates are at an all time low? They dropped 14% in 2017 and they still found a way to push prices for their own gain.
With Scott’s tax philosophy, corporate wealth is not passed down to its employees who will keep local economies thriving. It is redistributed between the executives and shareholders to further line their pockets.
Hearing the hosts be yes men really turned me off from the podcast.
Listener of the Podcasts · Oct 2024
I appreciate this podcast for BASIC financial information but when they try to go beyond those topics, it becomes apparent that these hosts have zero formal finance or economic education. The hosts spend a fair amount of time talking about themselves and speak about current event topics purely from news media headlines without doing adequate research.
Episode 936 was pretty gross with their lackadaisical attitude about the largest employer on the U.S. (Fed government) and the impact RTO for 2.28 million people. These guys literally think Fed employees are only around DC and don’t want that commute. Telework was around and available long before COVID due to bargained union agreements. They also cited “some Senator’s report” as evidence to support their claims that telework has not been effective despite MANY studies with actual data to support the opposite. “Some Senator’s report” contained inaccurate information gathered from a self-assigned and self-reported news survey of 6,338 people. Step away from your alt right sources, don’t regurgitate propaganda, and don’t be so lazy with your research.
whitneyv05 · Jan 2025
We strive to present a balanced view by showing a diverse range of reviews from Apple Podcasts.
Here you find the Apple Podcasts chart positions of How to Money, its latest episodes to listen to directly, and reviews from listeners. Rankings are updated daily for the United States.
