Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.
Latest episodes
Showing 20 · updated from the feed
You Saved It. Now Give Yourself Permission to Spend It w/ Jean Chatzky #1199
61% of Americans say they’re more afraid of running out of money than they are of dying… the idea of spending our later years stressed about money is so terrifying that s
Sep 30 46 min
Ask HTM - Early Retirement with a 457b, Surrendering Life Insurance, & Moving to a Bigger House #1198
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your
Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but
Sep 25 46 min
Fighting Back Against a Broken Healthcare System w/ Dr. Jordan Grumet
Does anyone look at the U.S. healthcare system and think, "Yep, everything's working great"? Probably not. It's not because we don't have talented doctors or dedicated he
Sep 23 52 min
Ask HTM - New(ish) Phones, New(ish) Cars, and New Big Financial Goals! #1195
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your
Sep 21 1 h 04 min
Friday Flight - Guilt-Ridden Spending, Sneaking Socialism & Home Buying Help #1194
Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but
Sep 18 48 min
The Money Convos You Need to Have With Your Parents w/ Beth Pinsker #1193
Financial caregiving is coming for you, whether you like it or not. Rich or poor. Married or single. Famous or anonymous. At some point, someone we love is likely to need
Sep 16 49 min
Ask HTM - Affordable Bathroom Reno, Forging Family $ Values, and Trump Account Scam? #1192
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your
Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but
Sep 11 48 min
The Financial Case for Moving Abroad w/ Richelle Gamlam #1190
Spain. Vietnam. Tanzania. Georgia… the one in Europe of course. Ever catch yourself daydreaming about building a life somewhere far beyond the borders of the US? There’s
Sep 9 1 h 00 min
Ask HTM - Buying With Other People's Money, Vanguard Digital Advisors, & Money Gear 7 Celebrations #1189
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your
Sep 7 55 min
Friday Flight - Car Insurance Competition, Early Retirement Increasing, & HOA Horrors #1188
Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but
Sep 4 48 min
Build a Retirement You'll Actually Enjoy w/ Wes Moss #1187
Anyone else a little tired of hearing about ‘retirement?’ It can feel like this vague, far-off finish line that we're told to obsess over for decades. But here's the thin
Sep 2 56 min
Ask HTM - 3% Mortgage Paydowns, Brokerage Account Tax Bills, & Am I “Extra” For Wanting AC?! #1186
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your
Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but
Aug 28 50 min
How Americans Got Rich: The History of Wealth in America w/ Joseph Moore #1184
“There’s nothing new under the sun.” That comes from Ecclesiastes. But it’s a piece of wisdom we tend to neglect. It's often said that those who forget history are doomed
Aug 26 59 min
Ask HTM - Overrated HSA, 13% Dividend Yields, & Getting Into Real Estate #1183
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your
Aug 24 57 min
Friday Flight - Friendly Financial Advice, Student Loan Shakeout, & Checks are for Chumps #1182
Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but
Aug 21 47 min
Parenting Like A Millionaire w/ Millennial Revolution #1181
What’s harder: parenting… or the cost of it? We’re huge fans of having kids. They teach you so much, force you to become less self-absorbed, and – let's be real – it’s in
Aug 19 59 min
Ask HTM - Escaping Dealership Ripoffs, Aldi’s Rising Prices, & The Misery of Being House Poor #1180
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your
Aug 17 55 min
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Position in the Investing chart (US), last 90 days.
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Where How to Money ranks today in each Apple Podcasts chart (US, Oct 1, 2026).
A curated, balanced selection of Apple Podcasts reviews.
I love this podcast so much. Really informative topics, and I love that the format is conversational and not stuffy like most other finance podcasts. And they don’t claim to know everything, but plant interesting ideas that I research later that I wouldn’t have thought of myself.
LDmoneyMoves · Apr 2025
This is my absolute favorite money podcast because it combines great information with really engaging banter between the two of them, because they are best friends and you can tell their respect for each other is mutual and genuine. I just love learning from them and I always take away something useful to apply to my own financial management
Susmarine · Mar 2025
This is a great podcast for people looking to take control of their money. In general, Matt and Joel offer simple tips to improve your financial well being that are easy to understand and to follow. I have been listening to the podcast for almost six years now, and I truly believe I am in a significantly better place financially than I would be without it.
Jeff Pierce_6 · Feb 2025
I appreciate that the information and tips in this podcast are good for regular middle class people and that the advice is well rounded without ever being extreme
Jane E.B. · Jan 2025
I have listened to this podcast for a few years and have learned a lot from them that have improved my finances. I listened to their last episode with Scott Hodge and I was really disappointed. There were so many follow up questions that I audibly asked that I wished the hosts would ask. There was no challenging Scott on his takes. It felt like an ad for trickle down economics when we have concrete evidence that this has not worked, and also created a larger wealth gap. It felt very patronizing to say progressive economic plans are only well intentioned.
Some questions I wished they asked is why are costs higher for consumers and profit margins are at an all-time high even though the corporate tax rates are at an all time low? They dropped 14% in 2017 and they still found a way to push prices for their own gain.
With Scott’s tax philosophy, corporate wealth is not passed down to its employees who will keep local economies thriving. It is redistributed between the executives and shareholders to further line their pockets.
Hearing the hosts be yes men really turned me off from the podcast.
Listener of the Podcasts · Oct 2024
I appreciate this podcast for BASIC financial information but when they try to go beyond those topics, it becomes apparent that these hosts have zero formal finance or economic education. The hosts spend a fair amount of time talking about themselves and speak about current event topics purely from news media headlines without doing adequate research.
Episode 936 was pretty gross with their lackadaisical attitude about the largest employer on the U.S. (Fed government) and the impact RTO for 2.28 million people. These guys literally think Fed employees are only around DC and don’t want that commute. Telework was around and available long before COVID due to bargained union agreements. They also cited “some Senator’s report” as evidence to support their claims that telework has not been effective despite MANY studies with actual data to support the opposite. “Some Senator’s report” contained inaccurate information gathered from a self-assigned and self-reported news survey of 6,338 people. Step away from your alt right sources, don’t regurgitate propaganda, and don’t be so lazy with your research.
whitneyv05 · Jan 2025
We strive to present a balanced view by showing a diverse range of reviews from Apple Podcasts.
Here you find the Apple Podcasts chart positions of How to Money, its latest episodes to listen to directly, and reviews from listeners. Rankings are updated daily for the United States.
