FI Minded - Financial Independence, Early Retirement & Lifestyle Design

3 Retirement Withdrawal Strategies for Early Retirees | E206 Rachael Camp

For years, the 4% rule has been one of the most important tools in the financial independence community. It gives us a simple way to answer one critical question: Can I a

The Missing Piece of the FIRE Formula | E205 Brian Herriot

For decades, the formula for financial independence has been remarkably simple: earn more, spend less, invest the difference, and build a portfolio large enough to cover

Why Freedom Needs Structure in Early Retirement | E204 Maggie Tucker

For years, financial independence feels like the answer. No more alarms. No more asking permission for vacation. No more meetings that could have been an email. But wha

Fast-Track Your Way to Financial Independence With This Plan | E203 Cody Berman

The Slow FI movement has changed the way many of us think about financial independence. Instead of rushing to the finish line, more people are prioritizing balance, flexi

How Many Years of Freedom Does Your Car Cost? | E202 Hanna Horvath

Most people can quickly tell you what they love spending money on: travel, concerts, hobbies, or trying new restaurants. But almost no one gets excited about paying for

How to Reach Financial Independence in 10 Years | E201 Chris Luger

Most people want to reach financial independence faster. We talk about enjoying the journey, and that matters, but if there’s a way to get there in 10 or 15 years instea

What 200 Episodes Taught Me About Financial Independence | E200 Joe Saul-Sehy

Six years. 200 episodes. And a lot has changed along the way. After years of working, saving, and building toward financial independence, this milestone episode comes at

When Productivity Becomes the Problem | E199 Doug Cunnington

For years, productivity felt like a superpower. It helped you earn more, save more, and move faster toward financial independence. It becomes part of your identity. The

What to Do in Your Final Year Before Retirement | E198 Fritz Gilbert

Retirement can feel like a finish line, but when it gets close, it often feels more like a transition you’re not fully prepared for. After years of saving, planning, and

What Our Wedding Taught Us About Money | E197 Gaby Deimeke

Weddings are one of the most emotionally charged financial decisions you’ll ever make. You’re spending a large amount of money in a short period of time, making dozens o

Retiring Before 50? Here’s What You Need to Know | E196 Jesse Cramer

If you’re planning to retire early, there’s something most people don’t realize: Early retirement isn’t just “normal retirement…earlier.” Most financial advice is built

You’re FI, But Still Obsessed with Making More Money | E195 Justin David Carl

If you’ve been pursuing financial independence for a while, there’s a good chance you’ve built your identity around progress — earning more, saving more, optimizing every

Tiny Quits That Build Toward Full FI | E194 Jess, The Fioneers

Financial independence doesn’t have to be an all-or-nothing leap — it’s a spectrum, and you can start practicing freedom now. In this episode, I continue the conversation

The Emotional Cost of Ignoring Burnout While Pursuing FI | E193 Jess, The Fioneers

For many people pursuing financial independence, discovering compounding interest is the moment everything clicks. You start earning more, saving aggressively, and letti

Fridays: The Best Place to Begin Practicing Financial Freedom | E192

As I got closer to financial independence, I realized something strange: I had more financial freedom than ever, but I still wasn’t using my time any differently. It for

Why Roth Contributions Are Overrated for Financial Independence | E191 Cody Garrett

For years, I assumed Roth contributions were the smarter move. Pay the taxes now, enjoy tax-free growth later, and never worry about future tax hikes. It felt simple and

The Hardest Skill in FI: Knowing When to Stop | E190 Joel Larsgaard

The FI community is incredibly good at effort, optimization, and doing hard things for a long time. But somewhere along the way, many of us forget how to stop. Even after

Divorce Lawyer Reveals the Reasons Marriages Fail (and How to Prevent Them) | E189 Aaron Thomas

Most people enter marriage with optimism and good intentions, but very few understand what actually causes relationships to fall apart over time. After spending 15 years

4 Rules That Will Help You Spend Money Without Stress & Regret | E188

If you’re great at saving money but feel anxious, guilty, or uncomfortable spending it, I want to share 4 spending principles that have helped me. Many people pursuing f

How to Create a 3-Day Workweek (Before You Reach FI) | E187 Andy Hill

Everyone only gets 168 hours each week, and work quietly consumes the best of them. When careers sprawl into nights and weekends, health, relationships, and joy are usual