Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset

96//5 Things You Might Be Getting Wrong About Your Budget

What if the way you think about managing your money is actually holding you back from getting the life you want? 5 common beliefs about money might be keeping you from h

95// 3 tips to Improve your Budgeting Routine

Has the busyness of life left your money disorganized, stressful, or out of control? In this episode, we're talking about how to make budgeting a normal part of you

94// How to Adjust Your Budget When the Cost of Living Goes Up

Life is getting more expensive—but that doesn't mean you have to panic.  In this episode, I'm sharing the practical changes I'm making in my own budget an

93// What It Looks Like When Your Budget Actually Starts Working

Have you started budgeting, but want to know what it's going to look like when it actually starts to work for you? Do you want to see how it gets easier over time?

92// How to Budget for the Life You Actually Want

In this episode, I’m sharing 3 practical ways to make your budget about more than just paying the bills. We’ll talk about using your money to support the things you value

91// How to Build Money Habits That Stick (4 Science-Backed Strategies)

You know what you should be doing with your money, but you just can’t seem to stick with it. Maybe you start budgeting and fall off. You track your spending for a while,

90// 3 Steps to Financial Stability in your Household

We're breaking down 3 action steps to become and feel financially stable — without overcomplicating it or trying to do everything perfectly. We’re focusing on the f

89// The 3 Parts of your Household Finances

 Money problems aren’t just one thing.  In this episode, I break down the 3 parts of your money system so you can finally figure out what’s actually holding you back—and

88// I'm back! Life update and what is to come.

Life got busy, I hit burnout, and I built systems to get back on track.  I’m sharing my reset and what’s coming next—new episodes start Tuesday!  So glad you're he

Make Better Money Decisions in 2026 with a Year Plan - Ep #87

A year plan helps you zoom out and see all your money at once, not just month to month. When you do that, a few powerful things happen: You gain clarity around what you’

6 Questions for End of the Year Reflection with your Finances- Ep#86

Thinking about new money goals — or just want to feel less stressed and more in control?  These 6 reflection prompts will help you reset your finances in a way that actu

Progress over Perfection with Your Household Finances - Ep#85

Do you feel like budgeting only “works” when life is calm and organized?  In this episode, we’re talking about why consistency matters more than perfection — and how to k

The 3 Habits You Need in Your Household Budget Routine - Ep#84

Do you want to feel more in control of your household finances? In this episode, I’m giving you the 3 habits that make budgeting easier, calmer, and more consistent. Thi

Overspending? Batch These 4 Things - Ep#83

If you’re tired of overspending — whether you never stick to your plan or you blow your budget on random Tuesday trips — this episode gives you four simple “batching” str

4 easy habits you NEED if you want to SAVE more money - Ep#82

Unexpected bills? Kids’ expenses piling up? I get it. Even on my single-income teacher’s salary, I’m still saving money every month—and it’s because of these 4 simple hab

Are you bad with money? Or is it THIS.... - Ep#81

Think your budget keeps failing because you’re “bad with money”? Nope.  It might actually be because you haven’t eaten enough kale… seriously. In this episode, we pull b

80// How to Plan Now for a Calm, Budget-Friendly Holiday Season

🎅Link to HOLIDAY PLANNER  The holidays are coming — but you don’t have to rush or stress this year. In this episode, Erin helps you get ahead now so you can feel calm, o

79// How to Do Allowance! And other family money habits - with Emily Holthaus (Part 2)

Welcome to Part 2 of our KIDS and MONEY series.  Here's a link to Part 1 - Episode 77.  In this episode we cover:  How to do allowance with your kidsHow to teach

78// Are You an “If” or a “Because” with Your Money?

🎉Grab your free Budget School JUMPSTART. Ever notice how your thoughts about money shape your results? In this episode, Erin breaks down two powerful ways of thinking ab

77// 3 Money Mindsets to Teach to your Kids: Powerful and Practical! with Emily Holthaus from Raising Little Millionaires

In this episode, I sit down with Emily from @RaisingLittleMillionaires to talk about how to teach kids about money in practical ways. We’re already teaching them about mo