Banking with Interest

Inside Treasury's Push to Reset Bank Regulation

Former Treasury undersecretary Jonathan McKernan explains why the department took a more active role coordinating bank regulation and what officials hoped to accomplish w

How Banks Clouded the CLARITY Act's Future

Brendan Pedersen, financial services reporter for Punchbowl News, breaks down why the CLARITY Act's prospects have deteriorated, including a renewed revolt by community b

If AI Can't See Your Bank, Does It Really Exist?

Penny Crosman, American Banker's executive editor for technology, discusses why some banks dominate AI-generated answers while others are nearly invisible, including tack

After Vought's Exit, Will CFPB Return to Normal?

Over the past year and a half, Acting CFPB Russell Vought has sought to largely shut down the CFPB by severely cutting staff, stopping enforcement actions and cutting bac

The Affordability Debate Comes for Banks

Lindsey Johnson, president and CEO of the Consumer Bankers Association, talks about why affordability concerns are putting renewed political pressure on banks over credit

The Big Question for Banks: How Durable Is This Moment?

Brian Gardner, chief Washington policy strategist at Stifel, tackles how durable the Trump administration's fast-moving regulatory and other changes are likely to be for

What Policymakers Still Get Wrong About Housing Finance

Michael Bright, CEO of the Structured Finance Association and a former head of Ginnie Mae, joins the show to discuss the state of the U.S. housing finance system nearly t

Banks Are Asking the Wrong Question About AI

Alex Johnson, founder of Fintech Takes, details why many banks are thinking about AI the wrong way. He updates his views on stablecoins vs. tokenized deposits, discusses

Have Banks Already Lost the Fight Over Stablecoin Yield?

Banks have fought a comprehensive effort to ensure stablecoins cannot offer yield. But the Senate Banking Committee passed a bill that the banking industry still says fal

The New Push to Refocus Bank Supervision

Andrew Olmem, managing partner of Mayer Brown's Washington office and a former deputy director of the National Economic Council, talks about how the second Trump administ

The New Front in the Swipe Fee Fight

Richard Hunt, executive chairman of the Electronic Payments Coalition, discusses the expanding fight over interchange and why the battle is no longer centered only in Was

Is this the End of the Chair-Driven Fed?

Nick Timiraos, chief economics correspondent at The Wall Street Journal, discusses the unusually fraught transition now underway at the Federal Reserve. He tackles why Je

AI Is Coming for Bank Deposits

Deposit strategist Neil Stanley sits down with guest host Barb Rehm to discuss how AI is changing depositor behavior, pricing strategy, and the future of bank funding. He

The Growing Risk of Rogue AI in Banking

Penny Crosman, executive editor for technology at American Banker, talks about the growing risk of "rogue AI" in banking and why generative and agentic AI have changed th

Banks Can't Wait on AI, Former OCC Chief Hsu Says

Mike Hsu, the former acting Comptroller of the Currency, explains how waiting to adopt artificial intelligence has become a risk for banks and their regulators. He discus

The High-Stakes Trap Facing Kevin Warsh

Sam Sutton, author of Politico's Morning Money, discusses Kevin Warsh's nomination to lead the Federal Reserve and the difficult position he could find himself in almost

The Battle Over CBDC Has Shifted. The Stakes Haven't.

Nick Anthony, a policy analyst at the Cato Institute and a leading critic of central bank digital currencies, explains why the CBDC fight is not over even as many in Wash

An Idiot's Guide to Basel III Endgame

Federal regulators released their third effort at implementing Basel III in three years, with this one taking a radically different approach to the previous two under the

Behind the House-Senate Standoff Over the Housing Bill

Both the House and Senate have passed bipartisan bills designed to promote housing affordability, but the two chambers are now squaring off with each other over a final v

The Next Regulatory Swing: Kathy Kraninger on CFPB, AI and Fraud

Kathy Kraninger has seen the banking system from both sides of the regulatory divide. The former director of the Consumer Financial Protection Bureau and now president an