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The Foreclosure Podcast

by Bryan Treat

The Foreclosure Podcast is a weekly show hosted by Bryan Treat aimed at homeowners, tenants or anyone navigating the complexities of foreclosure, mortgage servicing, and related housing challenges. The show’s mission is to bridge a knowledge gap: millions of Americans face eviction or foreclosure and many lack awareness of their rights or fail to understand the options available to them. Each episode pairs Treat—who brings his background in residential real estate since 2012 and media production—with legal experts, mortgage professionals and real-estate practitioners. Together they unpack issues like servicing errors, reverse mortgages, homeowners’ association (HOA) foreclosures, and “zombie” second-mortgages. For example, one recent episode examines how mortgage servicing errors can undermine borrower defense, another dives into how HOAs can foreclose on assessment liens, and another explains reverse mortgages’ pros and cons. The format is practical and action-oriented: each show identifies a discrete problem, then walks listeners through what to look for, what questions to ask, and what next steps to take. The podcast emphasizes document collection, understanding timelines and exploring possible resolutions. Crucially, the podcast includes clear disclaimers: it provides general information only, does not create an attorney-client relationship, and is not a substitute for individualized legal advice. The producers also state a formal Publication Standards & Journalistic Code of Conduct outlining ethics, disclosures and separation of editorial and sponsored content. In short: The Foreclosure Podcast helps listeners become informed participants rather than passive victims in distressed-housing situations, equipping them with knowledge, practical tools and credible expert voices to better navigate foreclosure risk and related housing-legal terrain. Hosted by Bryan Treat https://orchard.com/agent/bryan-treat DISCLAIMER: The information in this podcast is provided for general informational purposes only and may not reflect the current law in your jurisdiction. By listening to our podcast, you understand that there is no attorney client relationship between you and The Foreclosure Podcast. No information contained in this episode should be construed as legal advice from The Foreclosure Podcast or the individual author, hosts, or guests, nor is it intended to be a substitute for legal counsel on any subject matter. No listener of this episode should act or refrain from acting on the basis of any information included in, or accessible through, this episode without seeking the appropriate legal or other professional advice on the particular facts and circumstances at issue from a lawyer licensed in the recipient’s state, country or other appropriate licensing jurisdiction. THE FORECLOSURE PODCAST EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL’S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST.

Latest episodes

Showing 16 · updated from the feed

The Tiny Home Revolution w/ expert Laura Lynch

The trend toward tiny homes has gained momentum over the past decade as housing costs, environmental concerns, and lifestyle preferences have shifted. With traditional ho

Nov 5 2025
24 min

The State of the CFPB w/ attorney Jason Billick

The Consumer Financial Protection Bureau (CFPB) was created in the aftermath of the 2008 financial crisis to protect consumers from unfair, deceptive, or abusive practice

Oct 30 2025
24 min

Mortgage Servicing Errors w/ attorney Bill Clanton

Interest rates continue to rise and sales prices are falling slightly. Foreclosures rates are increasing and the U.S. will soon be back to pre-pandemic foreclosure levels

Oct 23 2025
19 min

Mortgage Lending w/ Christian Volker, Orchard Mortgage

From 2010-2020, mortgage financing and the economy behaved predictably. Since the pandemic, things have been in flux. Bryan Treat and Orchard Mortgage's Christian Volker

Oct 16 2025
17 min

Clear Cents Coaching w/ Katie Totman

There can be a lot of shame and confusion around money, paying your bills and digging out of financial holes. Money Mindset and Budget Coach Katie Totman shares tactics o

Oct 9 2025
29 min

What is Loan Modification?

Need to learn how or if you can change the terms of your loan? Loan modification is a permanent change to your note, giving you relief and a lower payment. Attorney Jason

Jul 31 2025
21 min

Zombie Second Mortgages

What are zombie second mortgages? And how do they come back to life and potentially cause a foreclosure? Realtor Bryan Treat and San Antonio attorney Bill Clanton discuss

Jul 24 2025
15 min

Reverse Mortgages

What are the benefits of reverse mortgages? Are there pitfalls? Realtor Bryan Treat and Attorney Jason Billick discuss. Contact Jason Billick at http://abdmlaw.com/attor

Jul 17 2025
17 min

Dealing with HOAs, part 2

In a podcast conversation, Bryan Treat and Jason Billick discuss the foreclosure process with Homeowners Associations (HOAs). They explain that when homeowners fall behin

Jun 26 2025
19 min

Dealing with HOAs, part 1

In a podcast episode, Bryan Treat and attorney Jason Billick discuss the impact of Homeowners Associations (HOAs) on homeowners. They explain that HOAs are legal entities

Jun 19 2025
14 min

What is Mortgage Forbearance?

Realtor Bryan Treat and attorney Jason Billick discuss the basics of mortgage forbearance options and how they may help you delay or avoid foreclosure. Contact Bryan Tre

Jun 12 2025
13 min

The Basics of Foreclosure

You've received a letter in the mail and the foreclosure is happening. What can you expect? What are your rights? Jason Billick and Bryan Treat discuss the foreclosure pr

Jun 5 2025
15 min

Homebuying and Housing Crisis

More Texas homeowners and renters than ever are struggling with high housing costs — and the state’s high home prices have potentially put the dream of owning a home out-

May 30 2025
46 min

Tips to Avoid Foreclosure

Tips from a realtor on how to avoid foreclosure. Contact Bryan Treat at https://orchard.com/agent/bryan-treat Contact Jason Billick at https://abdmlaw.com/attorney_bill

May 22 2025
14 min

How to Fight an Eviction

Attorney Jason Billick and real estate agent Bryan Treat discuss how an eviction occurs in Texas, your rights as a tenant and how an eviction can be delayed or (hopefully

May 15 2025
20 min

New Administration, New Mortgage Policies

With a new administration in the White House, changes to the marketplace and to real estate in general are assured. How will tariffs impact prices? A chaotic 2025 suggest

May 8 2025
24 min

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