Breaking Banks

Nu Way of Banking: Nubank Makes Its Mark in the U.S. and More

In this episode, Brett King sits down with Carl Rivera, Chief Product Officer at Nubank—one of the world’s largest digital banking platforms—to discuss how Nubank is rede

Emerging Infrastructure for Next Gen AI-based Financial Tech

As banking, wealth, and commerce converge, customers increasingly expect one view of their financial life — a view they often get from third-party apps rather than their

Unlocking Financial Access

As a Peace Corps volunteer with an engineering degree from MIT, Doug Ricket, Founder and CEO, PayJoy, a leading financial services provider for underserved consumers acro

Let’s Get Serious About AI

Can a not-for-profit, member-owned credit union genuinely out-innovate a bank with a multi-billion-dollar AI budget by being more disciplined and mission-anchored? In th

Rip Out the Core

In this episode host Brett King and Paolo Sironi, host of Breaking Banks’ sister podcast The Bankers’ Bookshelf, speak with Pal Krogdahl, author of Rip Out the Core—an es

Killing It: An Entrepreneur’s Odyssey

Entrepreneurship is an odyssey with many unexpected stops on the journey. You could find yourself on a loading dock in East LA, freestyle rapping with a man known as DJ T

A New Framework for Sponsor Banking

In This Episode For years, Banking as a Service (BaaS) was sold as a silver bullet for community banks to solve their deposit problems and grow non-interest income. Throu

Human Consciousness in an AI-Driven World

In This Episode What if AI could replicate your consciousness? Listen as Breaking Banks host Brett King connects with Paolo Sironi, host of Provoke.fm‘s The Banker’s Bo

The Evolving Digital Economy

In this episode of Breaking Banks host Brett King sits down with Farbod Sadeghian, Founder and Executive Chairman of TheBlock. Based in Dubai, TheBlock is a fintech colla

Winning the Multi-Front War: AI-Powered Intelligence for Modern Banking

In This Episode Financial institutions (FIs) are currently navigating a “perfect storm” of technological, market, and consumer shifts. They face a multi-front war: consta

Is just a little crime OK now or what?

In This Episode Kiah Haslett walked into our Hot Takes session at the Alloy Labs annual member meeting with a thesis she’d been sitting on, and it’s a good one: in a lig

Everybody’s Robot Fighting

In This Episode This week on Breaking Banks Brett King interviews bestselling author Igor Pejic about his new book Tech Money: A Guide to the New Game of Technology Inve

Inside the Next Chapter of Payments: Policy, Fintech and Innovation

In This Episode This week on Breaking Banks, we feature sister podcast, Social Currency, powered by Sunrise Banks. Social Currency introduces us to some of the most inno

After the Demo: When AI Stops Impressing and Starts Mattering

In This Episode Have we reached the point where AI is beginning to matter in a commercial sense or are we still in the 'figuring it out' stage and it's not driving outco

Who Really Owns Trust in Embedded Finance?

In This Episode In this episode of Breaking Banks, industry leaders Jason Hass (First Electronic Bank), Mike Jorgensen (U.S. Bank), and Louis Mrachek, (Merrick Bank) con

Financial Health Starts Before the Account

In This Episode We've recently seen growth in many areas, but a disconnect always seems to exist between economic growth, especially capital market growth, and what peop

Beyond Banking: Solving Problems, Not Offering Products

In This Episode Banks are evolving beyond traditional financial products to offer value-added services that deliver outcomes that matter in customers' everyday lives. I

Fintech’s Adolescence: What’s Real, What’s Loud and What’s Next

In This Episode Which trends are genuinely reshaping and transforming banking? Is fintech hitting its "awkward adolescent phase"—past the hype but not yet fully mature?

Hot Takes: Chartering vs. Becoming a Bank: A Critical Distinction

In This Episode The current regulatory regime in the US promised a lighter touch and more de novo charters. Sure enough, there has been a flurry of activity with a wide

Faster Money: What Does It Really Mean and What’s Next?

In This Episode Payments are getting faster. From RTP to stablecoins, rails are modernizing. Speed alone doesn’t equal progress, however. As real-time payment systems ex