Property Insurance Roundtable

Legislative Update: Issues Affecting the Public Adjusting Industry

Experts discuss the legislative efforts supported by the National Association of Public Insurance Adjusters (NAPIA) regarding the Unauthorized Practice of Public Adjustin

Ordinance or Law Coverage: Code for Recovery!

This discussion is about ordinance or law coverage and how to insure for this potential exposure. After a disaster causes property damage or loss many policyholders disco

Proving an Insured Loss: Policyholders Need Experts Too!

Today, we will be discussing how experts can benefit policyholders prove an insured loss. More and more insurance companies are using experts to support their side of a c

NAPIA's Legislative Efforts — A Win For Policyholders & Public Adjusters Alike

Today, we will be discussing the legislative efforts of the National Association of Public Insurance Adjusters (NAPIA). Founded in 1951, NAPIA advocates for public adjust

Hurricanes Harvey, Irma, and Maria — Helping Policyholders Recover From a Disastrous Hurricane Season

Today, we will be discussing the highly-active 2017 hurricane season and its impact on the people, areas, and economy as well as how home and business owners can properly

Insurance Coverage for Collapse: How Has It Changed and Why?

Today we will be discussing the insurance coverage for collapse. Throughout the years, insurance companies have updated the policy language as to what constitutes a colla

Sometimes It's What The Policy Doesn't Say That Counts

Today we will be discussing the ins and outs of insurance policies, and the importance of understanding what your policy does say and cover, as well as what it does not.

When Disasters Become Real: Our Public Adjusters' Recollection of Memorable Cases

Today we will be discussing the ins and outs of various interesting insurance claims that our expert panelists have handled and adjusted successfully. These memorable cas

Common Exposures and Losses Faced by Multi-Family Complexes (Apartments and Condos)

This discussion will take an in-depth look at insuring the many exposures and losses that result from disastrous catastrophes. While multi-family buildings offer many ame

The National Association of Public Insurance Adjusters' (NAPIA) Importance and Benefits to Members and Policyholders

The National Association of Public Insurance Adjusters (NAPIA) provides the public adjusting industry with more than licensing. NAPIA board members have created scholarsh

The Unauthorized Practice of Public Adjusting (UPPA): Affecting Insurance Companies and Policyholders Alike

To quote Robert Baker's published piece on the Unauthorized Practice of Public Adjusting (UPPA), "The unlicensed practice of public adjusting is a vehicle of consumer fra

Disaster Recovery Planning: Preparation is the Key to Surviving Disasters

According to the Insurance Information Institute, insured losses due to natural disasters in the U.S. totaled $16.1 billion in 2015 and $15.3 billion in 2014. Some of the

Wildfires: Filing Property Insurance Claims for One of Nature's Most Fearsome Foes

According to the National Park Service, "as many as 90% of wildfires in the U.S. are caused by humans, resulting from campfires left unattended, the burning of debris, ne

Adjusting Today Issue #3010: Debris Removal and Pollution Damage

A small storm that causes a tree to fall on the roof of your home, to a large-scale disaster that takes out an entire shopping plaza, will call for clean up in the afterm

Adjusting Today Issue #3011 - Disasters, Raising Questions of Insurance Adequacy

This podcast and the corresponding Adjusting Today article titled, "Disasters, Raising Questions of Insurance Adequacy: Bombings! Hurricanes! Earthquakes! Fires!" is desi

Adjusting Today Issue #3042 – Difference in Conditions Coverage

This podcast and the corresponding Adjusting Today article titled, "Difference in Conditions Coverage: What It Is and Who Needs It?" is designed to assist any business th

Adjusting Today Issue #3037 – Builder's Risk Insurance

This podcast and the corresponding Adjusting Today article titled, "Builder's Risk Insurance: Specialized Coverage for Construction Projects" focus on a policyholder and

Adjusting Today Issue #3027 - Hurricanes and Windstorm Coverage

This podcast and the corresponding Adjusting Today article titled: "Hurricanes and Windstorm Coverage," focus on the idea that understanding your insurance policy before

Adjusting Today Issue #3035 - Equipment Breakdown Insurance

Equipment Breakdown Insurance covers loss and/or failure for many types of equipment from air conditioners to industrial presses. Insurance policyholders are urged to rev

Adjusting Today Issue #3028: How to Make the Most of an Underinsured Loss

Oftentimes post-disaster, policyholders unfortunately discover that they do not have enough insurance on their property. Preparation and planning in advance surely can he