Mortgage Insider

What does the Renters’ Rights Act mean for the buy-to-let market?

The UK rental market has undergone significant change following the introduction of the Renters Rights Act 2025, with new rules around tenancies, the end of Section 21, r

How can brokers make the most of the remortgage opportunity?

Around 1.8 million fixed rate mortgages are expected to mature over the course of 2026, underlining the scale of the UK remortgage market. And with many borrowers potenti

How essential is the ‘Bank of Mum and Dad’ for first-time buyers?

The UK housing affordability crisis continues to reshape the path to homeownership, with more young adults relying on family support than ever before.   Host Phil Spencer

How is AI transforming the home buying journey?

AI is playing an increasingly important role in the mortgage and home buying journey; shaping how consumers, brokers and the wider industry engage with technology, where

What is making the Scottish housing market so different to England right now?

The Scotland housing market 2026 continues to stand apart and for any mortgage broker Scotland-based, understanding the Scottish property market is key. In this episode

Can new build housing meet demand in 2026?

The 2026 housing market is shaping up to be a story of returning demand set against a continuing housing supply crisis, with new build homes at the centre of the challeng

What does the UK economy mean for mortgage rates right now?

There has been no shortage of change in the UK economy, and mortgage brokers are having to help potential and existing homeowners interpret fast-moving headlines, swap ra

Should every first time buyer be treated as vulnerable?

For many first-time buyers, the home buying process can feel confusing, full of jargon and hard to follow. And with affordability concerns and rate changes still shaping

How can we speed up the house buying process?

The home buying process remains slow and uncertain for all too many. On average, it now takes around 120 days to complete a property purchase in the UK, a sharp rise sinc

Mortgage Insider returns for 2026

Welcome to the award-winning Mortgage Insider - back for 2026. Property expert and TV presenter Phil Spencer MBE will once again guide you through the trials and tribul

Regulation, AI and uncertainty – the issues brokers can’t ignore

For mortgage intermediaries, few periods have felt as complex or fast-moving as they are today. Keeping track of regulations, understanding the impact of AI, and managing

The 2026 outlook every broker needs to know

Forecasting into 2026 is already being shaped by lingering economic uncertainty, shifting consumer trends and tighter consumer spending. With the labour market slowing, t

How can brokers identify and stop mortgage fraud?

2024 saw a record number of fraud cases filed with the National Fraud Database. While mortgage fraud still represents a small proportion of overall UK fraud, there is a r

New build in focus

Figures from the National House-Building Council saw Q1 2025 register a 36% increase in new homes built across the UK compared with the same period last year, representin

Does the North-South divide still exist in the UK housing market?

What do the most expensive parts of the country reveal about shifting demand? And why is the Manchester housing market now outperforming many southern counterparts? In

Helping the credit challenged get mortgage ready

A rising number of borrowers are finding it harder to access mortgages due to being credit challenged - whether that’s from historic debts, a county court judgment, or ha

Inside the world of high net worth lending

The mortgage market continues to evolve, and so too does the answer to the question: what is a high net worth individual in today’s market? In this episode of the Mortg

Is 2025 the year of the remortgage?

An estimated 1.8 million fixed rate mortgage deals are due to expire in 2025, 400,000 more than in 2024. This surge in remortgaging presents a critical opportunity for mo

How right-sizing could unlock capacity in the housing market

A recent report from Barclays revealed that right-sizing – when homeowners move to a more suitably sized property – could potentially free up 3.8 million homes and tackle

What brokers really need to know about Gen Z

Who are Gen Z, and why are they rewriting the financial advice rulebook? In this episode of the Barclays Mortgage Insider Podcast, host and property expert Phil Spencer