The Jesse Mecham Show - Podcast Rankings and reviews

I am so grateful for this podcast and the YNAB teams delivery on content. I am in the military, I am about to go through a huge transition in leaving the military. This tool has helped my overall financial health and improving my thoughts on how to deal with finances. I am not prefect by any means but I feel empowered to make better choices. Thank you!!

Easily one of the best, simplest podcasts and best, simplest budgeting apps. It might take a little getting used to but in the last 4 months alone I’ve halved my total debt and expect to be debt free by the end of the year. Let that sink in.

This podcast is a nice regular listen that keeps you engaged with your budget. They also offer tons of free videos on YouTube and they don’t even push their own product.

Thank you to the team behind YNAB for making me feel awesome about budgeting and for helping me knock out my debt! It’s given me a major confidence boost!

Jesse, I am sorry but, I did the creepy thing and listened to all the previous episodes. I was in too deep when you first said not to do that but I had to finish them all.
I’ve been using YNAB since the start of 2023 and have since payed off nearly $10,000 of medical and CC debt since. I got my mom plugged in and turned her financial life around as well. I am currently working on my last debt (my car) and aging my money. All while feeling the most financially free and comfortable ever. Your product and wisdom has opened my eyes for the better.

Thank you.

Jesse asked for someone who has deliberately chosen to invest instead of pay off their mortgage. 🙋🏻‍♀️To preface, I had been saving for a house, staying away from debt, auto investing, & listening to all episodes of this podcast in preparation to prepare myself mentally for a mortgage. Our brokerage had grown significantly & we had enough money to pay for our house in cash, but we chose to use our investment to put 50% on down payment and kept 50% in the market. By knowing our numbers and by using ynab, we knew that the mortgage payment would be something we could afford without impacting our lifestyle. Now, 2-years later we have more than recouped the down payment with the investments we left in the market, we refinanced to get a lower interest rate, we continue to pay the old mortgage number to pay our mortgage faster (treating our 30-year as a 15-year), and we are writing off the interest of our mortgage for a tax break.