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Tech News · Bank of North Dakota

701Chain

by Bank of North Dakota

Since its founding in 1919, BND has proven its ability to aid the community banking system in the state, with one of the positive outcomes being that North Dakota maintains the most financial institutions per capita than any other state.   As a bank owned by the state, we consider it our responsibility to now help our banking partners figure out Fintech. With the inaugural announcement of the Roughrider Coin on October 8, 2025, BND also publicly shared our commitment to keeping the North Dakota banking industry strong by sharing its resources and knowledge to help them envision their future beyond the boundaries.

Latest episodes

Showing 14 · updated from the feed

How Tokenization and Trust Define the Future of Finance

Steven Wager, Fiserv’s Vice President of Embedded Finance and Digital Assets, has worked on every layer of the digital asset revolution. In our latest 701Chain Podcast wi

Sep 15
24 min

BND's Banking Perspective

701 Chain dives into the August fintech landscape with Craig Hanson, Chief Banking Officer at Bank of North Dakota. Michael, Devon, and Craig break down key takeaways fro

Sep 1
20 min

How a North Dakota Banker Became a Voice in America’s Fiscal Policy

North Dakota community banker Bernie Sinner has taken his expertise to the national stage as a newly elected Class A Director for the Minneapolis Federal Reserve. In this

Aug 11
22 min

Fact-check with BND President

In this episode of 701Chain, Don Morgan, BND president and CEO, joins hosts Devon Smith and Michael Lehn for a dynamic conversation about the evolving work at Bank of Nor

Jul 14
22 min

June Fintech Recap: TradFi Realities, Fintech Momentum, and What Comes Next

701Chain Recap spotlights major industry shifts from regulatory updates like the FDIC’s Genius Act and the Clarity Act, to the rise of AI-powered wealth advisory services

Jun 30
14 min

AI in Banking What Community Institutions Should Know

Whether you are AI curious, AI skeptical or already experimenting, this episode of 701Chain gives you a practical view of what AI does well, what it misses, and what come

Jun 23
23 min

Banking on Blockchain, Part 2: Regulation, Risk, and the Evolving Role of Digital Assets

With digital asset discussions expanding beyond retail audiences, this two part series outlines what institutions need to understand right now.   Key themes emerged from

Jun 16
25 min

Banking on Blockchain, Part 1: What Emerging Digital Asset Trends Mean for Financial Institutions

With digital asset discussions expanding beyond retail audiences, this two part series outlines what institutions need to understand right now.   Key themes emerged from

Jun 9
16 min

May Fintech Recap: Clarity Act, AI Workflows and Accelerating Adoption

In this month’s 701Chain recap, Michael Lehn and Devon Smith break down the biggest fintech and digital‑asset developments from May. From Circle’s AI‑powered financial in

May 26
9 min

Stablecoins & Tokenization within Wealth Management

Chief Investment Officer Derek Binstock of Bravera Wealth joins 701Chain to discuss how AI, tokenization, and new trading behaviors are reshaping wealth management. From

May 12
26 min

April Fintech Recap: Tokenization Momentum, Super Apps, and Global Regulations

In the 701Chain monthly recap, Michael Lehn and Devon Smith break down April’s biggest fintech and digital asset developments, from Visa’s tokenization push to shifting A

May 5
9 min

The GENIUS Act Legitimized Stablecoins, What Financial Institutions Need to Know

Understand one of the most significant developments in U.S. digital asset policy, the GENIUS Act. This episode explains one‑to‑one reserve requirements, core consumer pro

Apr 28
23 min

Is It Safer? Roughrider Coin Explained — A Community Banker’s Candid Q&A

Commercial Bank of Mott President, Charlotte Aldinger has a frank conversation with Bank of North Dakota staff to ask the real questions on everyone’s mind: How will Roug

Apr 14
22 min

Welcome to 701Chain: Your Front Row Seat to Fintech in North Dakota

701Chain: Fintech for Financial Institutions brings hosts Devon Smith and Michael Lehn together as they decode the fast‑moving fintech trends shaping North Dakota’s finan

Mar 17
1 min

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