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Scott Malbasa presents
Your Best Financial Life
No matter where you are in your career, you probably have some stress in your life that is caused by money. Are you saving enough? Will you be able to retire early? How much will it take to get complete financial freedom? Your Best Financial Life is here to answer all of your questions and bring on experts that can point you in the right direction. Your Best Financial Life is a Cordant Wealth Production.
June 12, 2020
24: How to Prepare for the Transition to College with Ben Malbasa
When making major life transitions, it’s natural to have questions and uncertainties. When preparing for college, many parents and students are unsure of where to start, what to prioritize, and how to prepare. In today’s interview Ben Malbasa, teacher and coach, discusses how to prepare for transitioning to college, what to think about before applying, and how to think about prepping for college sports. While college can be a hyper competitive environment, there are three areas in which you can leverage yourself to be the best possible advocate. Join Scott Malbasa in this interview to learn more about how you can prepare for college as early as possible. Show Highlights: Ben talks about his teaching and coaching experience Parents are often uncertain on how to prepare students to transition from high-school to college and Ben shares how his school helps prepare students Experience in sports can help prepare students for further academic education Parents often want to protect students from failure but sometimes failure is what students need to succeed Being able to deal with real world problems is key to developing flexibility and resilience Having a conversation about finances can help you identify your financial objectives in supporting your children’s education Being aware of the differences in gender development is crucial for future preparation College has become significantly more competitive over the last few years and the sooner you prepare the better Encouraging a life-long habit of being a reader is one of the most beneficial preparations for college The SAT and ACT are simply levers to help you pull in your college application process but they are not measures of what your best is Establishing good habits as incoming freshman is important to keep up with academics The real purpose of sports in school is to learn how to win with humility, lose with dignity, and learn to be part of a team Being a part of a team presents opportunities to achieve something great There are three levers of college admissions; academic profile, specialized skill, and revenue Almost anyone willing to commit to a sport can compete at a college level and it can significantly elevate your college application Recruiting services can be beneficial but are not necessary Going to college camps for your sport starting your freshman year can be extremely beneficial when applying later Pursuing your values is important Links: It Takes What it Takes: Contact Scott: [email protected]
May 29, 2020
23: Exploring the Benefits of the Intel Retirees Organization with Annette Bachmeier and Ben Manny
In this interview, Ben Manny and Annette Bachmeier, from the Intel Retiree Organization, share their experiences transitioning from Intel to a member of the board of directors on the retiree committee. They discuss the variety of benefits that the IRO offers retirees and how you can get involved. Join Scott Malbasa in this super informative conversation to learn more about how you can get the most out of your experience as an Intel retiree.
April 8, 2020
22: This Time Feels Different, Should I Make a Change?
In this episode, Scott Malbasa, your host and financial advisor, shares the top questions to ask yourself when taking risks in a volatile market. He also shares a personal client story and the strategic approach he used to manage this client’s risky financial decision. Join Scott to learn how you can get to the root of your impulse and make the best financial decision for your goals.
March 27, 2020
21: A Bear Market Playbook with Isaac Presley
When hit with unexpected market shifts, there’s no need to panic. There is an array of action steps you can take to be prepared for economical downturns. With the global impacts of coronavirus emerging, there are a variety of different strategies to pay attention to and put into place in order to protect your finances.
March 3, 2020
20: Impacts of Career Transitions with Kristie Mann
When great career opportunities arise, we often overlook the difficulties that accompany the transition. Today’s guest, Kristie Mann is currently the Senior Director of Products for Intel, a position she uprooted her family across the country for.
January 31, 2020
19: Finding Harmony in the Seven Seasons of Life with Howard Rachinski
Everything comes and goes in seasons, yet we’re often not prepared or equipped with the right tools to embrace those major unexpected shifts. Today’s guest, Howard Rachinski, is the founder of Christian Copyright Licensing International, which regulates churches with a copy license in order to ensure their compliance with proper compensation for usage of music. He recently underwent a major life shift when he sold his business, which led him to write his new book Perpetual, The Secret to Finding God in your 7 Life Seasons. Howard shares the many lessons he’s learned through various seasons of life and how he’s learned to accept and find harmony through change. He discusses ways to stabilize yourself through uncertainty and the importance of maintaining vulnerability. Join your host, Scott Malbasa, in this wisdom filled conversation with Howard Rachinski. Show Highlights: Learning to embrace change and identifying lessons during life seasons Howard shares what motivated him to create a Church Copyright License and how he identified when it was time for him to transition into the next project Maintaining discipline in seasons of questioning Creating practical dialogue to frame future shifts Dealing with helpless and hopelessness 5 losses you experience in transition Embracing moments of rest and developing relationships that support you through all seasons Identifying outlets and people that allow you space for transparency and release Establishing relationships to allow for impartation and vulnerability Howard's inspiration for writing a book and the topics he explores in his novel The importance of engaging with others and materials who can help you optimize the value of your assets and passions Links: Contact Howard: The Secret to Finding God in your 7 Life Seasons:
January 29, 2020
18: Even Leaders Need Leaders with Jeff Spahn
Often times, it goes unnoticed that leaders need leadership too. There will always be transitions, issues, and situations that individuals need guidance through, whether they’re a natural follower or leader. Jeff Spahn recognized the need and importance for this, which led him to establish his educational firm, Leaders Leading Leaders. Jeff assists leaders through major career shifts, exploring the process of self-observation, achieving higher performance, and so much more. In this episode, Jeff and Scott Malbasa have a deeply encouraging conversation about the magic of observing and how to utilize it to become a successful leader. Show Highlights: What influenced Jeff to pursue a career in leadership What is collective flow and how to consistently achieve it How leaders can stimulate collective innovation and decisiveness Learning the skills to keep consciously choosing a success path The traditional model of leadership and how it’s shifting How to build self-awareness to deepen your capacity to lead yourself 4 steps a leader can take for self-observation Utilizing the skills of self-observation in everyday life and how to further develop those skills The importance of observation without judgment How to know what type of leadership to implement situationally Links: Contact Jeff: Resources: The Essential Rumi
December 20, 2019
17: Minimizing Investment Mistakes with Cordant CEO Isaac Presley
Get to know the CEO and Director of Investments of Cordant Wealth Partners! Scott sits down with Isaac Presley to discuss managing the level of risk to take in order to achieve the goals that are trying to be achieved, the common mistakes they see customers making, and much more.
October 31, 2019
16: Gaps in Technology Education for Young Women
Sarala Paliwal is today’s guest. She is Senior Engineering Director at Mentor Graphics, A Siemens Business, and manages a worldwide group of software engineers and a worldwide group of quality software engineers. Sarala also volunteers with Girls, Inc., and is on the Advisory Board that helps with their STEM (Science, Technology, Engineering, and Math) program for young girls. Join us as we cover technology education for young women, the gaps in education and what needs to be changed, and much more! Show Highlights: Many people think of engineers as just being analytical and not creative, but you will often that find engineers are both. Sarala believes that educating girls in the sciences should not even be a topic, but rather an expectation of it being part of the course material for everyone that they would take up to a certain level. It’s important that you be very good at the fundamentals, and confident in the domain. When this happens, that is going to come through. Attacking the problems, researching them, and understanding them is the key to confidence in complex issues. Sarala often sees young women (and some men) who get frustrated and want to give up on a project if they don’t understand everything about it. Knowledge is power, and gives a sense of confidence during public speaking, such as meetings. If the fundamentals are not given more focus in the education system, there will be less people going in to the sciences. Strong core curriculums are necessary for a better education system. Investing in training for teachers and using teachers who are specialized in their fields is very important. Having a good attitude makes learning a little easier and a lot more fun. When volunteering your time in the education field, teacher training exposure to industry and bringing that in to school should be advocated. What would happen if we trained our students in science and technology as well as we train them in sports? What if parents were as involved with academics as much as they are with the sports programs? Sarala explains the programs at Girls, Inc., and her role on the Advisory Board. Sarala is seeing a lot more intersection in varying fields. Links & Resources: Email Website SUBSCRIBE & SHARE! Sarala’s Suggested Podcasts Freakonomics: Hidden Brain: Throughline: <a href= "
September 30, 2019
15: Everything You Need to Know About Fiduciaries with Scott Gerlach
Today’s guest is actually a co-worker of mine at Cordant Wealth, Financial Advisor Scott Gerlach. I’m really happy to be introducing him to you today, and we will be covering the topic of fiduciaries. I get a lot of questions about this, such as: What does it mean to be a fiduciary? Is Cordant Wealth a fiduciary? What is the importance of a fiduciary?
August 27, 2019
14: Evaluating Post-Retirement Opportunities with John Tortorici
Today’s guest, John Tortorici, is going to help field these questions, and more. We’re going to learn how he evaluates opportunities and how he would recommend selecting a non-profit that meshes with your experience and the type of work you like to do.
July 22, 2019
13: How to Navigate Downsizing with Stephanie Malbasa
This week’s episode is an extension of a recent interview with Beth Giles, a professional organizer. Today’s guest, Stephanie Malbasa is an estate planning attorney with special insight on what it looks like behind the scenes of downsizing, having recently gone through the process herself. She shares her approach to dealing with the difficulties of letting go of keepsakes, traditions, and memories that are intertwined with your current home and how to embrace a new mindset on life. Along with this, she talks about the before, during, and after progression that happens during this transitional process. Join Scott Malbasa in this interview to learn more about how to navigate downsizing. Show Highlights: Recognizing a downsize needs to happen and the logistics of downsizing Being selective about what you keep and what you get rid of Fluctuating with the times and letting go of things that aren’t cohesive with modern time Acknowledging when it’s time to pass on responsibilities and embracing your family Dealing with the fear associated with downsizing Understanding the importance of connection outside of tradition Embracing the feeling of loss and making an attitude shift Preparing for moving and the process of the move itself Letting go of unpractical things and distributing amongst family members Using the desire to downsize as motivation to act on it The most surprising aspects of going through a downsize The hardest part about downsizing Branching out to different mediums to expand our knowledge Links: Contact Scott: [email protected]
July 8, 2019
12: Evaluating a Separation Package
Today, Scott shares with us “Rob’s” story. Rob was around age 60 and planned to retire at age 65 when his long-term employer offered him an attractive separation package that would equate to about 2 and 1/2 years salary, a bonus, plus a year of paid health care. Some of Rob’s concerns were getting his children through college without acquiring debt and maintaining his and his wife’s current lifestyle.
June 24, 2019
11: Nurturing a Small Business, Maximizing Potential and Preparing for a Founder's Exit with Jeff Kadlic
During his time in the investment sector, Jeff Kadlic was exposed to private equity funds. He kept seeing smaller successful companies that didn’t have access to capital but were overlooked by the larger investors. Today, Jeff is an advocate for small business owners, and his company, Evolution Capital Partners, dedicates itself exclusively to this market. There is lots to learn in this episode! Take a listen as Scott and Jeff chat.
June 10, 2019
10: Changing Careers to Follow Your Passion with Bob Paskins
It’s human nature to desire stability in our lives, but we often have to overcome that drive for security to achieve our goals. Today’s guest, Bob Paskins, is a successful speaker and sales consultant, but it wasn’t always that way. Over the past year, Bob found the courage to transition from being a commercial insurance salesman to follow his passion. Bob talks about the fears he had to overcome in order to make this leap and the perspective shifts that he had to adopt.
May 27, 2019
09: Incorporating Philanthropy Into Your Financial Plan with Bill Hawke
Incorporating philanthropy into your finances isn’t a requirement, but it is fulfilling and easily achievable if you happen to be charitably inclined. Today's guest, Bill Hawke, has been a financial planner for over 38 years and actively encourages practicing philanthropy. Bill shares his top strategies to get involved in giving and how to incorporate philanthropy into your family practices.
May 6, 2019
08: What You Should Know Before Investing in Real Estate with John Swagerty
Real estate is a diverse market that is much more complex than commonly perceived. In today’s interview with John Swagerty, Senior Vice President at Acadia Realty Trust, Scott and John dissect what goes into evaluating a property and a potential real estate investment. John covers different dynamics of the industry and uncovers focal points of the behind-the-scenes mechanics. To learn more about real estate investments and the perspective shift that’s occurred in the market tune into this episode of Your Best Financial Life with Scott Malbasa. Show Highlights: How John got involved in real estate and what drew him to it The math and numbers that go into real estate How real estate has transitioned over the years and the perspective shift The central focus when evaluating assets and properties The day-to-day ins-and-outs of real estate investing The difference between stable and value add investments What needs to be considered in a small vs. large property Evaluating the busy-ness of the market Creating relationships with tenets and collecting market data Applying real estate knowledge to buying a house What makes investing exciting and fun Links: Acadia Realty Trust <a href= "
April 22, 2019
07: Making Your Finances Mortgage Ready with Kim Bean
Today, Kim shares tips on things like how to improve your credit score, analyzes options to consider when looking at your mortgage, and offers advice on how to go about your own process. To learn how you can apply these insightful tricks to your own financial life tune into this episode of Your Best Financial Life with Scott Malbasa.
April 10, 2019
06: Starting a Business After Retirement with Kim Netting
Retirement doesn’t have to mean stagnation or mark the end of pursuing dreams. In fact, many people aspire and start up their own personal businesses after retirement. One notable person who successfully began her own business after retirement is Kim Netting.
March 18, 2019
05: Organizing Your Systems of Life with Beth Giles
Everyone wants to be more organized in life, and most need to downsize their belongings along the journey. Today’s guest will help you with these goals. Beth Giles is the Professional Organizer/Senior Move Manager at NW Organizing Solutions, LLC. Beth works with people and their possessions and their systems of life - helping them to flow more smoothly. Often people wait too long to organize their lives and they become overwhelmed. Join us and learn how we can keep our lives organized and we’ve got some great tools to share with you too! Show Highlights: Background on Beth’s company and what it does for people What systems of life are What drew Beth to this line of work How each person thinks differently and 9 things Beth has each person organize to get a feel how they organize Home downsizing and why it can be an issue for so many people Why organizing/downsizing can be so hard for some people Example of final goals in this industry How to go through old pictures The wonderful feeling after downsizing What weighs people down Resources to help you Setting deadlines for yourself How to start preparing for the process of downsizing Example of the most difficult job she had complete Resources: Beth Giles National Association of Productivity & Organizing <a href= "